Thought for today: A member shares: “Before DA, I used to be so terrified of tax time that I would not get all of my deductions. I got more physically ill with each passing calculation when doing my forms. It was exhausting. “For example, my kids are in college and I would always forget to pull […]
Continue reading →Thought for today: The Fifth Tool of DA is about creating a spending plan that puts our needs first. It doesn’t guarantee that our needs will always be met; it simply implies that our money will be allocated according to our needs as opposed to the needs of our creditors. This principle can apply to all of our plans, […]
Continue reading →Thought for today: The newcomer to the DA program is the most important person in the meeting place. Without newcomers, there is no where to practice the Twelfth Step, so essential to our recovery. Plus they remind us of a time when we were newcomers ourselves, and we realize how far we have come. This […]
Continue reading →Thought for today: A member shares: “My first time in DA, I was angry all the time. I would be on the phone with a creditor and start yelling and cursing at them. My family was terrified of me at those times. Then I’d feel raw, but that didn’t stop me. “I left DA after […]
Continue reading →Thought for today: Starting fresh is hard if you’ve spent years being mindless with money. Interest payments begin to feel like unbearable punishment. Retirement seems like a cruel fantasy perpetrated by Madison Avenue and Wall Street. But the past and the future do not exist. The past is a memory. History. The future could contain […]
Continue reading →Thought for today: Tax season is such a stressful time for many of us. It was especially so before we found DA. The whole universe seemed to cry out in complexity! There were so many things to decide when preparing our taxes – whether to take itemized deductions, interpreting tax codes, whether to hire an accountant. […]
Continue reading →Thought for today: A member shares: “I used to feel victimized all my life. I grew up in an alcoholic home after all. My parents went through a bankruptcy that made his drinking worse. We had no money for luxuries like other kids. It was a real mess. “In adulthood, my feelings continued to be […]
Continue reading →Thought for today: Usually we get to DA because of a “perfect financial storm” – some situation that caused us tremendous suffering, degradation and fear. Going through the Twelve Steps and the Twelve Tools of DA, we come to a newfound freedom. Old thinking is removed, and we become a new person. That “perfect storm” […]
Continue reading →Thought for today: A member shares: “The other day I got my annual review at work. I was angry going into it because I knew the drill. They always start with positive feedback, but then throw in negatives. In my cynicism I think they do it so they don’t have to promote me. “During the review, […]
Continue reading →Thought for today: DA helps people get solvent. We naturally want to champion it to anyone who needs a way out debilitating debt. The primary purpose of our groups is to carry this message of solvency to compulsive debtors. We do this for several reasons… First, we share because our own solvency gets stronger from […]
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