An End To Time-Clutter

Thought for today: Sometimes to recover from compulsive debting it helps to develop our Visions for the future. A Vision board helps us map out where we want to head in the future, to make our Action Plan a reality.  We cut pictures out of magazines, and make collages with the things we want to get, do […]

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Doing Numbers Stress-Free

Thought for today: To help recover from compulsive debting, we can meet in  Pressure Relief Meetings in which we review our spending and income, and develop a Spending Plan and an Action Plan. Sometimes the disease of compulsive debting can make tracking our numbers seem so overwhelming that we avoid doing it: Some of us have math anxiety and fear […]

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6 Signs of Time Debting, And Tools For Timefulness

Thought for today: Time-debting is when you don’t spend time in sync with our goals.  It’s as if our goals and our ideals are at odds.  We say we want one thing, but are moving toward the other instead. Some symptoms of time-debting: Procrastination.  Putting off doing simple tasks like opening the mail.  Spending more time […]

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6 Things To Say When A Creditor Calls

Thought for today: When a creditor calls us out of the blue demanding payment for a bill we didn’t expect, it can trigger  a lot of fear.  We who work the program of recovery find that a quick reaction to repay is not necessary, and is often harmful to our future abundance.   After all, the […]

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Being In The “Healing Circuit of Love”

Thought for today: As we get better with our money in the fellowship, we get two precious commodities: solvency and serenity.  Peace of mind starts to come when we are free from incurring unsecured debt. After a while, we get to a point that we can  give back,  helping the newcomer.  Doing this completes the “healing circuit of […]

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The Benefits of Acceptance

Thought for today: So much depends on acceptance.  We compulsive debtors need to accept we have a disease that has us in its control.  Only then can wisdom begin to enter our lives. A newfound understanding of ourselves will soon follow.  It becomes obvious that we need not incur unsecured debt, no matter what. Debting is a tough habit to […]

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“What Am I Afraid of?”

Thought for today: A member shares about fear: “Fear and worry had real power over me.  I would either obsess over past mistakes and injustices, or anticipate future losses. Everyone was out to get me.  But the past never changes, and what I was afraid of rarely actually happened. It became apparent that I was […]

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4 Great Tips To Stop Time Debting

Kanban board

Thought for today: Our philosophy here on this blog is that there is plenty of time, money and love in the universe, that it is up to us to use the abundance we have been given. Two things will endlessly eat up time, money and love: Spending time on things that aren’t important, and spending time […]

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How the Three Legacies of “Recovery, Unity and Service” Bring Peace

Thought for today: There are three legacies in D.A.: Recovery, Unity, and Service. Peace of mind comes to us when we work the DA program.  As we learn about the program we find hope.  We see others having recovered from hardships and living happy, useful lives.  We gain friendships built on mutual trust having shared […]

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“I Don’t Have to Use Credit Cards, No Matter What!”

Thought for today: Compulsive debting is a disease which, left untreated, always gets worse, never better. A member shares: “Whenever I used credit cards it was a result of feeling trapped.   Household bills piled up and it seemed like the best solution. “Credit card companies make the deals so enticing too! One card offered a […]

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