Where Do You Stand With Debt?

Thought for today: When we can admit we have defects of character and we are not perfect, it is the beginning of wisdom.  We no longer exist in the center of the universe, and the burden of playing God is simpler to discard. We develop a sense of understanding about what motivated us to act selfishly.  The subtle influence of advertisements is plain to see. […]

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Courage to Change

Thought for today: A fearless personal inventory takes courage.  During it we often discover that the motive for our actions is fear of losing something: We fear not getting enough money, sex, love, admiration of friends, society’s praises, achievement, and so on. Fear leads to character defects of pride, anger, lust, envy, laziness, greed and gluttony. We are […]

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Disease And Recovery

Thought for today: If we are to live a life of abundance, we need emotional maturity.  But self-centered pride and fear can keep you in the dark. We need to look at our relationships.  We need to honestly look at our reactions to life, and to admit the times when we were wrong. Life is simpler when we have the courage to […]

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An End to Isolation

Thought for today: Debting is a lonely place.  Pride and fear kept us isolated from others.  Overworking at multiple jobs to pay our creditors and make ends meet, the ends never did meet, and we sulk.  We feel we never make enough money and we resent those who seem to have enough. When we spent with credit cards on clothes, accessories, spa […]

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How Not To Debt

Thought for today: Let’s continue our study of how the Steps and Tools of Debtors Anonymous can work together to improve a debtor’s life. It is said that if a truly compulsive debtor doesn’t take a personal inventory of their character defects, they will eventually debt again.  And for debtors, this is a disastrous proposition. […]

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A Minimalist’s Playbook: Keep Only What Brings You Joy!

Thought for today: This blog is about achieving abundance – time, money and love.  Minimalism is one way to get there. Want to find more time to enjoy things?  Want to find more money for more independence?  Find more love for a more joyful life?  Here is a great place to start: Remove joyless clutter from your home and workplace.  It clears […]

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Deciding to Change

Thought for today: A sponsor is someone who can walk you through the Twelve Steps.  With the help of our sponsor, we learn to trust others and share about ourselves and our debts, under earning, and overspending. Step Three leads us to let the Higher Power of our understanding guide our thoughts and actions.  If we are ready, we seek inspiration.  We […]

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Believe In the Possibility of Solvency

Thought for today: The lifestyle of escalating debt leads to a downward-spiral in a person’s self-esteem.  Panic becomes a way of life.  Creditors’ calls plagued us at every turn.  We couldn’t breath, it was so constricting.  It was insane to live this way.   But what was the alternative? A member shares: “I really didn’t have much choice […]

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“Meetings Helped Me Admit Powerlessness”

Thought for today: The Steps and the Tools work together in recovery from the disease of debting.  Let’s take a look at how intertwined the Tools and Steps actually are. A member shares:  “I can’t handle debt.  It’s like quicksand to me; once I’m in it’s almost impossible to get out. “Until I admitted that I […]

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Simplicity and Minimalism as Spiritual Tools

Thought for today: “Simplify, simplify!”  Thoreau said.  Living simply is liberating and profitable, if you release belongings on your terms, and you value what is left. A member shares: “I used to collect clutter.  Paper copies of every utility bill I had ever gotten filled several cartons.  Books I never even liked, and would never read, piled up in my closet. […]

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