“How Do I Live Without Debting?”

Thought for today: Living with the insanity of overspending, under earning, and taking on unsecured debt became a habit for most of us before we found the program of recovery.  We couldn’t imagine any other way except to debt.  It made sense to us. The pattern of debting became ingrained in us to a point where […]

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10 Ways I Make My Own Luck

Thought for today: The word “luck” implies that all things happen by chance.  The truth is that we need to improve the odds of our goals happening. We can do this by working the Twelve Tools of DA, especially by developing an Action Plan (Tool Six) that includes career development, savings, credit negotiations. With good planning, over […]

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Making Choices That Define Us

Thought for today: Sometimes we need to choose a new vision for our future.  For many reasons ,we feel compelled to decide between a job change or staying put, going to school or working, retiring or continuing to work, to have a child or not. Making choices can be stressful, but we can cut that stress.  A lot of that […]

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My Best Thinking Got Me To DA

Thought for today: The main problem with compulsive debtors is our minds. Our fear makes us irrationally overspend, under earn, and sabotage our own efforts to get out of debt.  Then we get angry at ourselves over how much of a mess we’ve made things.  The only way out seems to be more debting and the oblivion it offers. It’s […]

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How to Help Family On Our Terms

Thought for today: Sometimes people nearest to us seem to cause money to leak out of our spending plan like water through a sieve.  Family members with special needs or problems present a compelling case to us, and it seems important to help.  And yet we have a nagging feeling that there is no end in sight.  What to do? […]

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First Things First

Thought for today: A lot of people suffer from compulsive debting without a program of recovery.  Often, they seek professional help from a therapist for their anxiety.  But therapists rarely understand the peculiar twist of mind that creates the need for us to debt.  We were rarely honest with them or even ourselves about the depth of our […]

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How Vision Boards Work

Thought for today: When we work on creating a new Vision Board for the future, what happens next is that we start to open up to the possibility.  We do our part to understand everything about it.  We consider the Vision as a valuable inspiration. A member shares about Vision Boards: “Once a month my DA group has us […]

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Am I Living My Vision Or Someone Else’s?

Thought for today: Determination and will power are qualities worth drawing on sometimes, but not always.   At work, they can help us accomplish goals, solve problems and meet deadlines.  But will power can also lead us away from better choices. What we see as reality today may be obscured by old character defects such as self-centered fear and pride.  If that’s the case, determination […]

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How to Get Rich

Thought for today: Getting rich the program way is not about luck, or leveraging debt.  It is about setting up circumstances where wealth is more likely, where your needs are taken care of first. We all know that riches aren’t measured purely in money.  That’s fantasy.  And circumstances like illness or caring for others can […]

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How Important Is It?

Thought for today: Our reactions to life matter.  With compulsions, over-reacting and under-reacting emotionally can hurt in unexpected ways. As one member put it: “Sometimes I panic.  Like when I get a late notice in the mail.  I start hyperventilating and thinking it’s the end of the world.  I get angry, too, and beat myself up. “Other […]

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