Detaching From Financially Enabling Others

Thought for today: It’s tempting at times to take on the responsibilities of others in our lives, but it can cause stress in our lives in the process. If we live with someone who doesn’t help at home it can become a financial burden. If they spend compulsively, it can counteract all our good efforts at living within a Spending Plan. […]

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From Unemployed and Misunderstood to Vital and Free

Thought for today: Those of us who have gone through extended periods of unemployment know the shame and feeling of isolation that can come with that.   Anyone could feel judged, discouraged, and afraid of the future, but those of us with the disease of debting can feel it doubly. A member shares: “Unemployed, I decided to go […]

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Freedom From Fear

Thought for today: We all have fears.  Some are rational and keep us safe, like looking before crossing the street.   Others hold us back from making progress, and are debilitating. For example, take a small fear that we may have learned – to fear technology.  We are afraid we will break something on the computer, or that we will become overwhelmed […]

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The 3 Surrenders Hidden In the 12 Steps

"I experienced timelessness on this vacation. Now that I am back, I feel more clear and energized than ever."

Thought for today: The Twelve Steps are really a process of letting of our addiction to debt, under earn and/or overspend.  That process involves three basic layers to this “surrender”: The first surrender is Step One, “We admitted we were powerless over debt—that our lives had become unmanageable.”  We need to let go of the idea that […]

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Living In Reality

Thought for today: Fear ran our lives.  It consumed us.  The mailbox, the telephone, email.  All caused dread.  When was the next creditor going to make us miserable? DA Promise 10: We will no longer fear the truth; we will move from hiding in denial to living in reality. A member shares: “Before DA, I was always […]

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Steady Progress With Step 10

"I experienced timelessness on this vacation. Now that I am back, I feel more clear and energized than ever."

Thought for today: Having taken Steps 4 through 9, we have learned a lot about ourselves.  We have identified our main character defects, and sought to heal them. Periodically, we will benefit from checking our motives as we continue to work the DA program.  DA Step 10 combines Steps 4 through 9 into one digestible idea that we can take with […]

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“Happiness Is a By-Product of A Life Well Lived”

Thought for today: What makes us happy?  Is it external or internal to us?  Where does it come from?  Can we hold on to it?  Or is it elusive?  What is happiness – a feeling?  A decision? “Happiness is a byproduct of a life well-lived,” an old-timer shared. Members share: “When I immerse myself in gratitude, […]

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9 Affirmations to Attract Prosperity

...we tried to carry this message to compulsive debtors, and to practice these principles in all our affairs.

Thought for today: Before DA, many compulsive debtors suffer from low self-esteem.  We may have had a painful history. We start using affirmations in DA to stop the self-limiting messages we tell ourselves.  These help improve our attitudes, energize our work, and begin to attract wealth again. A member shares: “When I cam into DA, my self-talk was all negative. […]

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12 Benefits of De-Cluttering Our Time, Money and Love, and “Keeping It Simple”

Thought for today: We find freedom when we “live within our means”, as the Third DA Promise recommends, “yet our means will not define us.”  DA experience proves that this is not only possible, but likely! But what does “living within our means” really mean?  And how can it benefit us? “Living within our means” can mean many things, but letting go of […]

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