A Solid Way to Abundance

We express gratitude when we appreciate the beauty around us.

Thought for today: Abundance comes when we take stock of our lives, make tough changes, and plot a new course.  But it takes time to clear the wreckage of our past spending habits. To start the process of getting better, we first need to turn the corner in our own attitudes, by letting go of the […]

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Why Slow Growth Is Good

Thought for today: If we ever saw our entire life’s transformation all at once – fast forward like a time-lapse movie of a flower blossoming – we would be overwhelmed.  Time serves a purpose.  We need time to learn to trust change.  Time is our friend, and slow growth is sustainable growth. We can learn to trust the process of […]

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How to Use Mint.Com to Track Spending and Earning

Thought for today: Many of us struggle to find a simple tool to help us track our spending and earning.  Some wind up in a kind of paralysis trying to track numbers, getting caught up in piles of ‘late entry’ stacks of overwhelming receipts. For many people, Mint* is a less emotionally charged yet highly efficient way to manage their numbers. What […]

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Working Like It’s “Me, Incorporated”

Thought for today: Those of us who experience chronic underearning feel stuck in our jobs.  It seems like everyone knows how to get ahead in their jobs and get promotions but us, that we missed the one day in school when they told the class about the secret of fulfilling and rewarding employment. Isolation also goes along with underearning. […]

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“What Does It Mean to Truly Take Care of My Needs First?”

Thought for today: For some of us, it was pure torture to say “no” to our creditors.  To risk a bad credit score was a death sentence, we thought. How dark it was before the dawn! Our compulsion was a symptom of our fear and pride.   What reasonable person would spend hundreds of dollars on bounced […]

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How to Detach from Difficult Personalities

Thought for today: We need to detach emotionally from the “trolls” of business and of  life.  We stop engaging emotionally with chronic or mischievous complainers.  We lower our expectations for cooperation from them, which reduces conflicting emotions.  This allows us to focus instead on our customers and friends. BDA Tool #10: “We detach from difficult personalities and poor paying […]

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“No Matter What, I Don’t Have to Debt!”

"I experienced timelessness on this vacation. Now that I am back, I feel more clear and energized than ever."

Thought for today: Who knows why we became so mysteriously compelled to be indebted to others?  The source of our compulsion to debt may remain a mystery forever – but that’s not important.  What is important what DA teaches us: that no matter what happens in our lives, there is never a need to choose unsecured debt. A member shares: “The first […]

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12 Benefits of Decluttering To Help Us “Live Within Our Means” Without Our Means Defining Us

Thought for today: Newcomers to our program find it hard to imagine a life without feelings of deprivation, insatiable binge overspending, or exhausting overwork. But our experience proves it is not only possible, but likely that we will live a life with abundance if we follow simple Steps and Tools. Working the program brings us a life beyond our often-limited […]

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Why We Track Our Numbers – To The Penny!

Thought for today: If we are not tracking our numbers to the penny –  income, expenses, and savings –  it will be hard to get what other members have received from DA.  So we’ll need to first get honest with ourselves. Using Step 4, we can search for greater clarity about why we fight doing our […]

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Where is My Higher Power In This?

Thought for today: When it comes to the disease of compulsive debting, there are no “unique” stories.  The same “debt-a-log” gets told over and over in the rooms of DA; only the names and faces change. In this sense, the disease is boring; it always blinds us to light, leaving us to whither, get angry, lash out or nash in […]

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