Thought for today:
When debt accumulates, it is a growing distraction. All areas of life suffer – home, sleep, and especially work.
Our daily work requires focus. We must commit ourselves to it. But unsecured debt has a way of requiring our undivided attention…
Does the pressure of your debts distract you from your daily work?
A member shares:
“I was at work one day and a creditor called on my office phone. It was so embarrassing because I work in a cubicle and had to make-believe it was someone else on the other end of the phone.
“I called them back and instructed them not to call me at work again. They didn’t like that much, and insisted on getting their payment. I assured them it was coming, but I knew that was a lie.
“Later, in DA, I learned how to negotiate with creditors with integrity. During my lunch break I would bookend about my debts with my sponsor, and negotiate my debts with my creditors. During these lunch hours I was able to speak freely, explaining my commitment to repay, and where my creditors fit into my Spending Plan.
“Today my Debt Repayment Plan is a routine part of my life.”
Being proactive instead of reactive:
The pressure of debt doesn’t go away on its own. It takes attention to the numbers, and logging calls to creditors. It takes developing a Spending Plan that puts our needs first. In time, the pressure subsides, and we become free from the shame.
Our work improves when we learn to be proactive in calling creditors during appointments.
Mediation for today:
If feelings of isolation and uniqueness come up, we can know we are not alone. Instead of hiding in shame, we can share our situation with others who can understand
Affirmation for today:
“I am among friends.”
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