How an Atheist Found a Higher Power To Unlock the Door to Solvency

Thought for today: Sanity is a relative term. A person can seem perfectly normal in most ways, and yet be totally insane in one key area. Our relation to debt is like that. We need to admit that we are not like normal people when it comes to debt, spending and earning. Our disease beats […]

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4 Proven Ways To Stay Solvent

Thought for today: Prosperity doesn’t come from credit cards.  It comes when we increase our earning power, and by the decisions we make that matter most.  We need to make decisions that change our attitude about money, credit, and living within our means… A personal share: “I started to feel abundant way before I experienced […]

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How to Use Mint.Com to Track Spending and Earning

Thought for today: Many of us struggle to find a simple tool to help us track our spending and earning.  Some wind up in a kind of paralysis trying to track numbers, getting caught up in piles of ‘late entry’ stacks of overwhelming receipts. For many people, Mint* is a less emotionally charged yet highly efficient way to manage their numbers. What […]

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3 Reasons Some People Don’t Stay in DA

Thought for today: If we make meetings for a while, we will eventually see people come and go.  Some of them will come back years later, with more debt than ever.  Others may never come back.  Why is that? Reason #1: Debtors Anonymous isn’t a place to window shop for financial advice. It’s different from anything else.  DA’s not going to […]

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Using Creativity for Good Instead of Debting

Thought for today: Most of us would have gone to any length to get credit.  When the well dried up, and our credit card applications declined, we knew disastrous times lay ahead – late fees, family rejection, the threat of electricity being shut off, lost health insurance, or worse, losing our home. We were powerless over debt, and yet […]

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4 Ideas To Start Off the New Year

Thought for today: The end of the year is the perfect time to focus on where we’ve been and where we want to be. The destination is the journey.  It’s a more pleasant journey when we know where we want to go. A member shares: “When the year begins, it helps me to take an inventory on where I’ve been and where […]

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12 Principles in the 12 Steps

Thought for today: When we wake up, it takes time.  Time to transition.   When we are willing to try something new, we realize we may not do it perfectly.  So when we talk about having a spiritual awakening and trying to practice its lessons in our daily lives, we realize its not a one […]

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Releasing What Blocks Us From Our Higher Power

Thought for today: Step Eleven encourage us to grow in understanding, knowledge and power.  It asks us to think about spiritual ideals with an open mind.  It asks us to listen for our answers and learn. DA Step 11: 11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, […]

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“3 Ways Step 10 Helps Our Solvency and Serenity”

Thought for today: Step Ten is a simple tool to help us understand how we are doing, and to identify opportunities to improve our lives.  Our solvency and serenity improve as we make Step Ten a daily habit. DA Step 10: 10. Continued to take personal inventory and when we were wrong promptly admitted it. A member shares: “I […]

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3 Types of Amends In Step 9 That Can Heal Past Wounds

Thought for today: It’s embarrassing to have to admit when we are wrong.  It blows our image of ourselves.  But better to suffer a little embarrassment if it helps maintain our solvency and serenity in the long run. DA Step 9: 9. Made direct amends to such people wherever possible, except when to do so would […]

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