The First Step to Getting Through the Holidays Without Debting

Thought for today: The holiday season is a challenging time for compulsive debtors.  We find ourselves inundated with commercials to spend.  All our friends are spending.  We feel compelled to overspend. It’s a time tout down the credit cards if we are using them.  It’s time to remember the Twelve Steps, starting with the First […]

Continue reading →

Scrooge’s Step 7 Lesson

Thought for today: The folklore of the “evil creditor” runs deep in our culture.  The hero must rescue the damsel in distress from the clutches of the evil villain who is threatening to foreclose on her mother’s mortgage if she doesn’t marry him… No wonder that compulsive debtors who are actively debting are prone to panic.  Creditors […]

Continue reading →

Step Seven: Humility and Asking

Thought for today: Material satisfaction is not the purpose of living, but many of us deceived ourselves into thinking that way.  Coming from deprivation, we confused the ends with the means, and thought that wealth and power were ends in themselves. The truth is, wealth and power are only valuable inasmuch as we put them to good use. A member […]

Continue reading →

3 Ways Step 10 Can Rescue Shopaholics

Thought for today: REMINDER: No matter what the commercials may claim, buying a new car during the holidays does not equal love.  It’s transportation.  It’s style.  It might be sleek, fun to drive, great on gas or maybe even an electric car, but it is not love and it never will be love. Yet advertisers […]

Continue reading →

Step Six

Thought for today: Having gone through the first five Steps, Step Six makes it simple: If we want to recover from debt addiction, and have healing from the defects discovered in Step Five, we need to become willing to switch from our way of doing things to our Higher Power’s way.  With guidance from our Sponsors, and honest introspection, we […]

Continue reading →

3 Steps to Transforming Our Lives

Thought for today: In the DA pamphlet on Visions, we learn that our vision can be something uniquely ours.  How do we find our “Vision”? A member shares: “When I made my first Visions meeting,I didn’t know what to make of it.  It felt strange and selfish to think of what I wanted.  Why had I […]

Continue reading →

How to Deal With Our Feelings From Step 5

Thought for today: Step 5 talks about a mysterious barrier between us and the people we meet.  We debtors delude those around us almost as much as we delude ourselves. DA Step 5: Admitted to God, to ourselves, and to another human being the exact nature of our wrongs. When we finally took an inventory of ourselves, […]

Continue reading →

The Ultimate Goal of Step 4

Thought for today: We all seek prestige at times.  Everyone needs to be appreciated. For compulsive debtors, the natural instincts run wild.  “Instincts on rampage ball at investigation,” as Bill W. wrote in Step 4.  We need to investigate these instincts, and put them back in perspective.  Otherwise, we will likely debt again. DA Step […]

Continue reading →

21 Affirmations to Attract Prosperity, Happiness, and Healing in Step 11

Thought for today: Affirmations help shape our consciousness.  In the Eleventh Step, we can use affirmations to reinforce where we want to be. A member shares: “When I use affirmations, I start to feel more relaxed and empowered.  Affirmations that speak to my heart seem inspired by my ‘Higher Power’, providing me clear guidance on the best place […]

Continue reading →

Maintaining Solvency With Step 10

Thought for today: Step Ten is simple.  We’ve already done each piece of it in Steps 4-9.  And it helps keep us on track in maintaining our solvency. In the earlier Steps, we’ve taken a moral inventory, shared it with our Higher Power and another human being.  We’ve become entirely ready to remove our shortcomings, […]

Continue reading →