4 Ways “Acceptance” Helps You Solve Problems

Thought for today: Here is a quote from one of the many stories in the AA Big Book: “Acceptance is the answer to all my problems”.   Does that sound unbelievable? Think about it: When we accept a creditor’s need for regular on-time payments, we wind up communicating more effectively with them.  We feel better […]

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A Solid Way to Abundance

We express gratitude when we appreciate the beauty around us.

Thought for today: Abundance comes when we take stock of our lives, make tough changes, and plot a new course.  But it takes time to clear the wreckage of our past spending habits. To start the process of getting better, we first need to turn the corner in our own attitudes, by letting go of the […]

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Expectations: Resentments In Training Wheels

Thought for today: When we expect others to behave a certain way, it sets us up for anger.  They have free will, and they resent being manipulated. Expectations and resentment lead us down a rabbit hole that brings us to debt and despair.  We need to constantly be on guard for attempts to control others. DA Step 4: […]

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“How I Dealt With Time Frustration”

Thought for today: When we are angry, we are living in the past.  When we are afraid, we are living in the future.  Frustration hits when we are not living in the present. We need to creatively find our way back.  This is where Steps Four and Ten can help. A member shares: “I had no […]

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Acceptance of Ourselves

Thought for today: Acceptance is the fifth and last stage of the “five stages of grief*”.  Having gone through denial, anger, bargaining and depression over our debts, it is a welcome relief to be able to see a blue sky again! A member shares: “When I accept myself as I am, and accept my net […]

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Bargaining With Compulsive Debt

Thought for today: Bargaining is the third of the “”five stages of grief*”.  For compulsive debtors, this means a desperate search for ways to avoid the consequences of debt. We may feel compelled to hold extra jobs to pay our creditors.  We may “splurge and purge” , going on bulimic shopping sprees, and when the rush of binge […]

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Dealing With the Disease of Compulsive Debting

Thought for today: Having a “disease” (“dis-ease”) implies a “lack of ease”.  It’s like an allergy, which left untreated, gets aggravated, and progressively worse. Compulsive debtors have an allergy to credit cards, which often includes the aggravating addiction of overspending and/or chronic under earning. To accept that we have such a problem takes us effort.  Who wants to admit that they have a disease? […]

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Acceptance Leads to Prosperity

Thought for today: History is strewn with stories of people denying their need to change, resisting to the end.  Dictators have fought to the last breath.  Alcoholics sometimes need to lose everything to try recovery.  What is it about denial that is so blinding? Embarrassment, spurred on by pride, keeps us in denial. It’s embarrassing to […]

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Sober Money

Thought for today: If we are underearners, we can’t harbor jealousy of people who seem to have more than us.  It can lead to anger and resentment, and we’ll seek to place blame.  If we can avoid it, we’ll find answers that fear kept hidden… A member shares: “My spending habits were out of control.  I had a warped attitude around […]

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The Benefits of Acceptance

Thought for today: So much depends on acceptance.  We compulsive debtors need to accept we have a disease that has us in its control.  Only then can wisdom begin to enter our lives. A newfound understanding of ourselves will soon follow.  It becomes obvious that we need not incur unsecured debt, no matter what. Debting is a tough habit to […]

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