“What Does It Mean to Truly Take Care of My Needs First?”

Thought for today: For some of us, it was pure torture to say “no” to our creditors.  To risk a bad credit score was a death sentence, we thought. How dark it was before the dawn! Our compulsion was a symptom of our fear and pride.   What reasonable person would spend hundreds of dollars on bounced […]

Continue reading →

How to Get From Negative Net-Worth to Positive Self-Worth in D.A.

Thought for today: Our creditors are just doing their jobs when they call us for money.  Whether we feel they are rude or nice to us, it is really just business to them.  They want to make their numbers for the month. In preparing to talk with creditors, we need to work our program of recovery one day […]

Continue reading →

Scrooge’s Step 7 Lesson

Thought for today: The folklore of the “evil creditor” runs deep in our culture.  The hero must rescue the damsel in distress from the clutches of the evil villain who is threatening to foreclose on her mother’s mortgage if she doesn’t marry him… No wonder that compulsive debtors who are actively debting are prone to panic.  Creditors […]

Continue reading →

Why We Put “Our Needs First”

...we tried to carry this message to compulsive debtors, and to practice these principles in all our affairs.

Thought for today: Being in debt is a temporary situation, but some debtors think it is the end of the world.  They can’t buy food or electricity because they need to make payments to creditors. Why do we put creditors needs first?  Because we neglect reality.  We forget that we exist.  Only the object of […]

Continue reading →

April 18, Don’t Panic! (Yes, There Is a Way To Stay Calm In the Midst of Creditor Calls!)

Thought for today: A member shares: “Being in severe debt is bound to stress a person.  Creditors demanding repayment, in that deriding tone of voice they were trained to use.  They can be rude and obnoxious, and they seem to love it when we argue, so they can deride us further. “It’s up to us […]

Continue reading →