Spiritual Awakenings

Affirmations reach upward

Thought for today:  We have found the formula for spiritual awakening. It works beyond anything we have ever imagined for getting ourselves solvent, peaceful, happy lives.   When we work at this simple process, we are sure to find what we seek. The formula is the Twelve Steps.  With them, we step out of the false life […]

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Expectations: Resentments In Training Wheels

Our common welfare depends on DA unity

Thought for today: When we expect others to behave a certain way, it sets us up for anger.  They have free will, and they resent being manipulated. Expectations and resentment lead us down a rabbit hole that brings us to debt and despair.  We need to constantly be on guard for attempts to control others. DA Step 4: […]

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Life Can Be Scary. DA Can help.

Thought for today: The natural state of a compulsive debtor is that of binge-charging on credit cards and store credit.  So if we have a slip, what do we do? Sometimes we mess up financially.  Sometimes life seems unfair to us.  Sometimes people are abusive.  A job is lost.  A loved one is lost.  Property is […]

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How the Moral Inventory in Step 4 Is a Bridge to Prosperity

Performing in the City

Thought for today: When we have worked through the process of finding a Higher Power of our understanding, we have made great progress.  With the help of this Power, we will find the strength to look inside ourselves. We will look closely at what motivates us, and be willing to work through any denial.  We become […]

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Freedom From Fear

Thought for today: We all have fears.  Some are rational and keep us safe, like looking before crossing the street.   Others hold us back from making progress, and are debilitating. For example, take a small fear that we may have learned – to fear technology.  We are afraid we will break something on the computer, or that we will become overwhelmed […]

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Getting a 10,000 Foot View of How We Fit In With The World


Thought for today: Taking a fearless moral inventory is essential to getting solvent.   It takes courage, but by the time we’re through processing it, we get a  “10,000 foot view” of how we fit in to the rest of the world. A member shares: “The members of my group told me that if I wanted to get past my […]

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The Importance Of a Prudent Reserve

Thought for today: Sometimes when times get tough and our reserve funds take a hit, we can wind up getting stuck in fear.  We’ll isolate from those closest to us, the very ones who need to know what’s going on. It’s important to be honest with ourselves and with others affected.  Getting to a place of […]

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Dealing With Difficult Personalities (BDA Tool 10)

Thought for today: Those of us who are self-employed are sometimes obsessed with problem customers.  We neglect preferable customers because we are fixing insignificant issues with the difficult ones. We need a healthy balance. BDA Tool 10 “We detach from difficult personalities and poor paying clients and put principles before personalities.” A member shares: “Letting go is hard for a […]

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Courage to Change

Thought for today: A fearless personal inventory takes courage.  During it we often discover that the motive for our actions is fear of losing something: We fear not getting enough money, sex, love, admiration of friends, society’s praises, achievement, and so on. Fear leads to character defects of pride, anger, lust, envy, laziness, greed and gluttony. We are […]

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My Best Thinking Got Me To DA

Thought for today: The main problem with compulsive debtors is our minds. Our fear makes us irrationally overspend, under earn, and sabotage our own efforts to get out of debt.  Then we get angry at ourselves over how much of a mess we’ve made things.  The only way out seems to be more debting and the oblivion it offers. It’s […]

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