6 Things To Say When A Creditor Calls

Thought for today: When a creditor calls us out of the blue demanding payment for a bill we didn’t expect, it can trigger  a lot of fear.  We who work the program of recovery find that a quick reaction to repay is not necessary, and is often harmful to our future abundance.   After all, the […]

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“What Am I Afraid of?”

Thought for today: A member shares about fear: “Fear and worry had real power over me.  I would either obsess over past mistakes and injustices, or anticipate future losses. Everyone was out to get me.  But the past never changes, and what I was afraid of rarely actually happened. It became apparent that I was […]

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April 6, Strategies for Letting Go of Yesterday and Tomorrow, and Living One Day At A Time

Thought for today: Starting fresh is hard if you’ve spent years being mindless with money.  Interest payments begin to feel like unbearable punishment.  Retirement seems like a cruel fantasy perpetrated by Madison Avenue and Wall Street. But the past and the future do not exist.  The past is a memory.  History.  The future could contain […]

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Is it Time for a Courageous Conversation ™?

One member reflected on the one-month moratorium  he had arranged with his creditors, in writing, and the process of transforming these relationships: “During that first month in D.A. I detoxed from the negative effects of compulsive debt, overspending, and worry.  I needed the month to heal.  I had my hands full just not debting one day at […]

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