How a Debt Moratorium Works

Thought for today: Some of us had credit card accounts that were out of control.  We would be charged late fees and had many overage charges.  We were so inundated with creditor calls that we needed to ask for a one-month moratorium from debt payments. A member shares: “I couldn’t even talk about my situation with fellow members in the program without breaking […]

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6 Things To Say When A Creditor Calls

Thought for today: When a creditor calls us out of the blue demanding payment for a bill we didn’t expect, it can trigger  a lot of fear.  We who work the program of recovery find that a quick reaction to repay is not necessary, and is often harmful to our future abundance.   After all, the […]

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April 18, Don’t Panic! (Yes, There Is a Way To Stay Calm In the Midst of Creditor Calls!)

Thought for today: A member shares: “Being in severe debt is bound to stress a person.  Creditors demanding repayment, in that deriding tone of voice they were trained to use.  They can be rude and obnoxious, and they seem to love it when we argue, so they can deride us further. “It’s up to us […]

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