The Importance Of a Prudent Reserve

Thought for today: Sometimes when times get tough and our reserve funds take a hit, we can wind up getting stuck in fear.  We’ll isolate from those closest to us, the very ones who need to know what’s going on. It’s important to be honest with ourselves and with others affected.  Getting to a place of […]

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The Snowball Effect

Thought for today: After we stabilize our spending, and have been fully tracking and reviewing our numbers for a while, we will want to begin setting aside a small amount of money toward a prudent reserve fund, and toward debt repayment.  The amount we put aside is not important – what matters is that we […]

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