4 Proven Ways To Stay Solvent

Our common welfare depends on DA unity

Thought for today: Prosperity doesn’t come from credit cards.  It comes when we increase our earning power, and by the decisions we make that matter most.  We need to make decisions that change our attitude about money, credit, and living within our means… A personal share: “I started to feel abundant way before I experienced […]

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How To Nurture Our Financial Visions

The world around us is full of wonder if we stop to see it.

Thought for today: We hear stories of people getting a windfall, or winning the lottery,  yet within a short time finding themselves in worse debt and isolation than ever. How could this happen? Achieving our visions – whether to be debt free, own a home, buy a car, or whatever else we personally aspire to do […]

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Scrooge’s Step 7 Lesson

Tophat

Thought for today: The folklore of the “evil creditor” runs deep in our culture.  The hero must rescue the damsel in distress from the clutches of the evil villain who is threatening to foreclose on her mother’s mortgage if she doesn’t marry him… No wonder that compulsive debtors who are actively debting are prone to panic.  Creditors […]

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Why Debting, Underearning and Overspending Are Core Addictions

Letting Go

Thought for today: Compulsive debtors, in a desperate need to escape the grief of financial self-destruction,  have sometimes turned to drugs, alcohol, food, sex, gambling, or other compulsions.   When overspending and debting no longer work, when debating’s degrading aftereffects destroy all peace of mind, we sought escape. The outcome is never good.  We make matters worse.  We may become dually-addicted. […]

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Expectations: Resentments In Training Wheels

Our common welfare depends on DA unity

Thought for today: When we expect others to behave a certain way, it sets us up for anger.  They have free will, and they resent being manipulated. Expectations and resentment lead us down a rabbit hole that brings us to debt and despair.  We need to constantly be on guard for attempts to control others. DA Step 4: […]

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Artist, Actor, Writer, Underearner, Debtor

Performing in the City

Thought for today: A lot of performers, writers and artists find themselves in debt, and come to DA for help.  One reason is that these creative artists aren’t usually taught money management when training.  Actors don’t usually get a course in finance, and artisans don’t often learn about investments. A member shares: “I studied opera performance in […]

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An Underearner’s Turnaround

Thought for today: After the housing bubble burst, many homes were worth less than the money owed on them to the bank.  In that market, many people sold at a loss, or simply walked away from their properties. DA helped us change the patterns of behavior that had led to unnecessary risk taking around money.  Once we accepted the […]

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When Is A Second Job Worth It?

Thought for today: There are times when we need to take on extra work to increase our income and make a workable Spending Plan.  After some time in recovery from compulsive debting, and after getting a prudent reserve, we can consider letting go of the extra work.  When the time is right,we can let go of the extra […]

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“I Changed My Attitude and Increased My Income”

Thought for today: Underearning can become a self-fulfilling prophecy where we believe it will never get better.  That attitude is hard to change and often leads to despair. A member shares: “My income stagnated for years, even though I had an advanced degree.  It felt like it was against the laws of society and nature for me to […]

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“How My Self-defeating Attitude From Childhood Toward Money Changed”

The planet Pluto, filmed in July, 2015 for the first time from 8,000 miles away.  

Photo from The White House.

Thought for today: Ideas have real power.  They can ‘put a man on the moon’, or propel a spaceship to Pluto, the farthest planet in our solar system. Some ideas can inspire great things, while others can rob us of opportunity and serenity. Sometimes we inherit ideas and attitudes from family or friends that are incongruous with prosperity.  Self-defeating […]

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