Making Direct Amends

Thought for today: Recovery starts by taking care of ourselves again.  It branches out from a place of self-care.  That’s why a repayment plan can’t come first. We need to find our inner truth first.  We need to know what our income and expenses are for a month. A member shares: “My sponsor shortened my list […]

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Step 8, and the Willingness to Make Amends

Healing starts when we begin believing there is something to hope for.

Thought for today: When we talk about harms done as compulsive debtors, we should probably put ourselves at the top of the list of those affected.  Years of compulsive debting can leave us feeling ashamed, scared, and frustrated.  The debts we incurred may take time to sort out. Our creditors suffered, too.  They expected to be paid on […]

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We Humbly Asked Our Higher Power to Remove Our Shortcomings

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Thought for today: How humiliating it can feel to be an active compulsive debtor, suffering ejection from family, creditors, and even jobs who conduct background checks!  The only ones who want to talk with us (it seems) are the debt collectors who keep calling. Step Seven asks us to actively seek humility, as something of value.  No longer […]

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Defects of Character

Were entirely ready to have God remove all these defects of character

Thought for today: Having taken Step 5, we have shared a lot about ourselves with another member of the DA fellowship.  We have also learned a lot of truth about ourselves.  What next? Once again we turn to our Higher Power for help.  This time, we ask for relief from character defects standing in the way […]

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Debt Was Only A Symptom

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Thought for today: In Step 4, having made a list of our resentments, fears and anything else that is bothering us, we come to Step 5, which recommends that we seek another program person, and our Higher Power, to share these truths with. The person we have picked to share this Step is often someone who has experienced all the […]

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How the Moral Inventory in Step 4 Is a Bridge to Prosperity

Performing in the City

Thought for today: When we have worked through the process of finding a Higher Power of our understanding, we have made great progress.  With the help of this Power, we will find the strength to look inside ourselves. We will look closely at what motivates us, and be willing to work through any denial.  We become […]

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Made a Decision

Thought for today: A lot of people try controlled debting.  They promise themselves that they will only debt using one card, such as a store card, and they will always pay the balance in full each month.  And then they debt again. Debting is a relentless compulsion.  If we start debting even a little, we will eventually debt like never […]

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Came To Believe

Thought for today: If nothing changes, nothing changes.  If we don’t find a way to let go of debting once and for all, we know it will return.  But how do we really change? A member shares: “I am a debt addict.  Not everything was my fault, but it’s true that I made a lot of bad choices with money. […]

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Powerless Over Debt

Thought for today: If nothing changes, nothing changes.  If we don’t find a way to let go of debting once and for all, we know it will return.  But how do we really change? A member shares: “I am a debt addict.  I have an allergy like the one they talk about int he Big Book Alcoholics Anonymous.  If I try […]

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Artist, Actor, Writer, Underearner, Debtor

Performing in the City

Thought for today: A lot of performers, writers and artists find themselves in debt, and come to DA for help.  One reason is that these creative artists aren’t usually taught money management when training.  Actors don’t usually get a course in finance, and artisans don’t often learn about investments. A member shares: “I studied opera performance in […]

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