Shedding The Attitudes That Hold Us Back Using Step 6

Affirmations reach upward

Thought for today: Taking a personal inventory isn’t for sissies.  The defects of character we uncover can bring feelings of shame, remorse, fear.  That’s why we took the Fifth Step with another human being who had been through the Steps and who knew what we were trying to carry out. Sharing our inventory with another person in the […]

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Expectations: Resentments In Training Wheels

Our common welfare depends on DA unity

Thought for today: When we expect others to behave a certain way, it sets us up for anger.  They have free will, and they resent being manipulated. Expectations and resentment lead us down a rabbit hole that brings us to debt and despair.  We need to constantly be on guard for attempts to control others. DA Step 4: […]

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7 Ways Self-Honesty in DA Promise 11 Leads to Solvency

Thought for today: In DA, Solvency means to not incur unsecured debt, one day at a time.  Whether or not we still have debt we incurred before DA doesn’t stop us from being solvent today. All it takes is that we transform our relationship to money and people, and that takes some heavy doses of self-honesty.  Then, we can go through the […]

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We Humbly Asked Our Higher Power to Remove Our Shortcomings


Thought for today: How humiliating it can feel to be an active compulsive debtor, suffering ejection from family, creditors, and even jobs who conduct background checks!  The only ones who want to talk with us (it seems) are the debt collectors who keep calling. Step Seven asks us to actively seek humility, as something of value.  No longer […]

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The 3 Surrenders Hidden In the 12 Steps

"I experienced timelessness on this vacation. Now that I am back, I feel more clear and energized than ever."

Thought for today: The Twelve Steps are really a process of letting of our addiction to debt, under earn and/or overspend.  That process involves three basic layers to this “surrender”: The first surrender is Step One, “We admitted we were powerless over debt—that our lives had become unmanageable.”  We need to let go of the idea that […]

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Dealing With Difficult Personalities (BDA Tool 10)

Thought for today: Those of us who are self-employed are sometimes obsessed with problem customers.  We neglect preferable customers because we are fixing insignificant issues with the difficult ones. We need a healthy balance. BDA Tool 10 “We detach from difficult personalities and poor paying clients and put principles before personalities.” A member shares: “Letting go is hard for a […]

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Am I Living My Vision Or Someone Else’s?

Thought for today: Determination and will power are qualities worth drawing on sometimes, but not always.   At work, they can help us accomplish goals, solve problems and meet deadlines.  But will power can also lead us away from better choices. What we see as reality today may be obscured by old character defects such as self-centered fear and pride.  If that’s the case, determination […]

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Twelve ways that decluttering helps us “live within our means, without our means defining us”.

The third DA promise states that “we will live within our means, yet our means will not define us.” Newcomers find it hard to imagine a life without feelings of deprivation, insatiable binge overspending, or exhausting overwork. But DA experience proves it is not only possible, but likely! Working the program brings about a quality […]

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