Where is My Higher Power In This?

Looking at ourselves

Thought for today: When it comes to the disease of compulsive debting, there are no “unique” stories.  The same “debt-a-log” gets told over and over in the rooms of DA; only the names and faces change. In this sense, the disease is boring; it always blinds us to light, leaving us to whither, get angry, lash out or nash in […]

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The Paradox of Strength From Humility, In Step 7

Letting Go

Thought for today: Humility is the answer to many of life’s problems, but we rarely see that when we are in the midst of troubling times. When we finally pocket our pride we can find new answers to old scenarios. DA Step 7 7. Humbly asked Him to remove our shortcomings. A member shares: “I had a lot of […]

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Scrooge’s Step 7 Lesson


Thought for today: The folklore of the “evil creditor” runs deep in our culture.  The hero must rescue the damsel in distress from the clutches of the evil villain who is threatening to foreclose on her mother’s mortgage if she doesn’t marry him… No wonder that compulsive debtors who are actively debting are prone to panic.  Creditors […]

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We Humbly Asked Our Higher Power to Remove Our Shortcomings


Thought for today: How humiliating it can feel to be an active compulsive debtor, suffering ejection from family, creditors, and even jobs who conduct background checks!  The only ones who want to talk with us (it seems) are the debt collectors who keep calling. Step Seven asks us to actively seek humility, as something of value.  No longer […]

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The 3 Surrenders Hidden In the 12 Steps

"I experienced timelessness on this vacation. Now that I am back, I feel more clear and energized than ever."

Thought for today: The Twelve Steps are really a process of letting of our addiction to debt, under earn and/or overspend.  That process involves three basic layers to this “surrender”: The first surrender is Step One, “We admitted we were powerless over debt—that our lives had become unmanageable.”  We need to let go of the idea that […]

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Getting a 10,000 Foot View of How We Fit In With The World


Thought for today: Taking a fearless moral inventory is essential to getting solvent.   It takes courage, but by the time we’re through processing it, we get a  “10,000 foot view” of how we fit in to the rest of the world. A member shares: “The members of my group told me that if I wanted to get past my […]

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Humility As a Spiritual Tool

Thought for today: Moving through the Twelve Steps, we find that self-centeredness often run and ruin lives.  But we can escape the cycles of selfishness.   Humility is a gift that comes from the awareness of our selfish motives, and it can  guide us. A member shares: “I was humiliated by my debt.  Family ridiculed me.  I dared not […]

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An End to Isolation

Thought for today: Debting is a lonely place.  Pride and fear kept us isolated from others.  Overworking at multiple jobs to pay our creditors and make ends meet, the ends never did meet, and we sulk.  We feel we never make enough money and we resent those who seem to have enough. When we spent with credit cards on clothes, accessories, spa […]

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January 29, How Humility Frees Us Of Our Shortcomings

Thought for today: Step seven is: Humbly asked Him to remove our shortcomings. Humility is knowing of the truth about yourself, that you are not the center of the universe, that you are not God, and that other people are just as important as you. We humble ourselves before the “Ultimate Other”, unburdening ourselves of […]

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Where Is God? A Suggested Map To Finding Your Higher Power.

A friend calls out to us in anguish for help. Circumstances have brought him here in desperation. We listen attentively to the litany, fragments of a puzzle. Each block of the Mosaic. Page after page, he pours out grief over injustices, some imagined, some real. Finally, the exact nature of wrongs is acknowledged, and a […]

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