Why Say No To That “10% Off” Employee Credit Card Purchase?

Thought for today: A true compulsive debtor is powerless over the first credit card charge.   There is never enough credit to satisfy the appetite. A member shares: “I work for a department store chain that offers an employee discount if we use the store’s credit card.  I always purchased on the card but then accumulated interest and late penalties […]

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Where Do You Stand With Debt?

Thought for today: When we can admit we have defects of character and we are not perfect, it is the beginning of wisdom.  We no longer exist in the center of the universe, and the burden of playing God is simpler to discard. We develop a sense of understanding about what motivated us to act selfishly.  The subtle influence of advertisements is plain to see. […]

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“I Don’t Have to Use Credit Cards, No Matter What!”

Thought for today: Compulsive debting is a disease which, left untreated, always gets worse, never better. A member shares: “Whenever I used credit cards it was a result of feeling trapped.   Household bills piled up and it seemed like the best solution. “Credit card companies make the deals so enticing too! One card offered a […]

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