Thought for today: Businesses that begin the fiscal year with goals and targets in mind have a vision of the future that gives them focus and clarity. As any opportunity presents itself they can easily decide on whether to pursue it, because if it doesn’t serve the end goal, they don’t do it. BDA Tool […]
Continue reading →Thought for today: Do I return a complement with the price tag quote? Do I regret buying something soon after you bring the merchandise home? After the newness wears off, is there “buyer’s remorse”, lost receipts, and vagueness like a hangover? Compulsive shopping, especially when using credit cards to pay for it, happens quickly in […]
Continue reading →Thought for today: A member shares: “Being in severe debt is bound to stress a person. Creditors demanding repayment, in that deriding tone of voice they were trained to use. They can be rude and obnoxious, and they seem to love it when we argue, so they can deride us further. “It’s up to us […]
Continue reading →Thought for today: One DA member vividly recalls how they stopped saving when their parents “borrowed” their piggy bank savings at age seven to put food on the table one day. The weeks went by and the money was never returned or even spoke about again. The family hid this and other shames for years, […]
Continue reading →Thought for today: The compulsion to debt is a symptom of a deeper problem: the need to be beholden to the other. Debtors accumulate guilt. Unconsciously, we seek distraction from ourselves. We must squelch the illusion that “things equal love”, or that we are perpetually lacking some thing that would make us feel complete. No longer […]
Continue reading →Thought for today: Tax day is just another day, but before we came to DA, for many of us it was a major source of dread. We had no idea how to track our expenses and income, and we relied on experts to deliver us from the hell that was filing out the forms. A […]
Continue reading →Thought for today: Have you ever felt clueless about where your money was going? Have you ever said these things to out loud or to yourself? “You’ve got to be kidding me! $35 for being one day late?” “You mean to tell me I get charged for every ;$&@@ mile over the lease allowance?” “You […]
Continue reading →Though for today: A member shares: “I am a writer and I use my computer for personal and business purposes. The other day I realized that my ‘My Documents’ folder was a mile long and I couldn’t find an important script I had written, so I knew I had to do something fast to find it. […]
Continue reading →Thought for today: Members of DA who own businesses often find help from attending Business Debtors Anonymous, a distinct part of DA where they apply tools specifically designed to help them run a business. BDA Tool #1: “We keep separate professional and personal financial records and bank accounts. Members heard at meetings: “I let my […]
Continue reading →Thought for today: The uninitiated may wonder: Is debting really a disease? To us in DA, we know our spending patterns were out of control. Unsecured loans got us into mental, physical and emotional trouble, not the least of which was the trouble we got with creditors. A member shares: “Credit card advertisers seemed to […]
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