Thought for today: Affirmations help shape our consciousness. In the Eleventh Step, we can use affirmations to reinforce where we want to be. A member shares: “When I use affirmations, I start to feel more relaxed and empowered. Affirmations that speak to my heart seem inspired by my ‘Higher Power’, providing me clear guidance on the best place […]
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Thought for today: Step Ten is simple. We’ve already done each piece of it in Steps 4-9. And it helps keep us on track in maintaining our solvency. In the earlier Steps, we’ve taken a moral inventory, shared it with our Higher Power and another human being. We’ve become entirely ready to remove our shortcomings, […]
Continue reading →Thought for today: Recovery starts by taking care of ourselves again. It branches out from a place of self-care. That’s why a repayment plan can’t come first. We need to find our inner truth first. We need to know what our income and expenses are for a month. A member shares: “My sponsor shortened my list […]
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Thought for today: When we talk about harms done as compulsive debtors, we should probably put ourselves at the top of the list of those affected. Years of compulsive debting can leave us feeling ashamed, scared, and frustrated. The debts we incurred may take time to sort out. Our creditors suffered, too. They expected to be paid on […]
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Thought for today: How humiliating it can feel to be an active compulsive debtor, suffering ejection from family, creditors, and even jobs who conduct background checks! The only ones who want to talk with us (it seems) are the debt collectors who keep calling. Step Seven asks us to actively seek humility, as something of value. No longer […]
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Thought for today: Having taken Step 5, we have shared a lot about ourselves with another member of the DA fellowship. We have also learned a lot of truth about ourselves. What next? Once again we turn to our Higher Power for help. This time, we ask for relief from character defects standing in the way […]
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Thought for today: In Step 4, having made a list of our resentments, fears and anything else that is bothering us, we come to Step 5, which recommends that we seek another program person, and our Higher Power, to share these truths with. The person we have picked to share this Step is often someone who has experienced all the […]
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Thought for today: When we have worked through the process of finding a Higher Power of our understanding, we have made great progress. With the help of this Power, we will find the strength to look inside ourselves. We will look closely at what motivates us, and be willing to work through any denial. We become […]
Continue reading →Thought for today: A lot of people try controlled debting. They promise themselves that they will only debt using one card, such as a store card, and they will always pay the balance in full each month. And then they debt again. Debting is a relentless compulsion. If we start debting even a little, we will eventually debt like never […]
Continue reading →Thought for today: If nothing changes, nothing changes. If we don’t find a way to let go of debting once and for all, we know it will return. But how do we really change? A member shares: “I am a debt addict. Not everything was my fault, but it’s true that I made a lot of bad choices with money. […]
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