“How My Self-defeating Attitude From Childhood Toward Money Changed”

Thought for today: Ideas have real power.  They can ‘put a man on the moon’, or propel a spaceship to Pluto, the farthest planet in our solar system. Some ideas can inspire great things, while others can rob us of opportunity and serenity. Sometimes we inherit ideas and attitudes from family or friends that are incongruous with prosperity.  Self-defeating […]

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Why Underearners Struggle Getting Career Advancements

Thought for today: Compulsive underearners chronically underperform on the job.  No matter how hard you feel you are working, you wind up more depressed as tome goes on, and make less money than you need to survive and thrive. Putting aside under earning, we have to admit that there are real pressures going on in the world of work.  The […]

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Surrender

Thought for today: We all want abundance, right?  A chance to get ahead in life, have security, happiness. The problem comes to some of us who choose to use credit as a shortcut to abundance. For whatever reasons, the problem is the same: Compulsive debtors are powerless over the intoxicating effects of unsecured debt. No leverage is ever bought with […]

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What is Work?

Thought for today: Today our jobs need more of us to gather, process and act on information than ever before.  Mundane work is quickly being replaced by intellectually demanding work.   We get paid to think more. Our minds build hierarchies of understanding that machines can’t build yet.  That’s what makes our thinking valuable in our jobs. But computers are catching up.  One day not […]

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Debtors Have Rights!

Thought for today: Sometimes the notices you get in the mail are actually good!  For instance, say, as a hypothetical example… a bank is found guilty of breaking the law… Money gets returned to the debtors who borrowed from them… A member shares: “I can’t believe it!  The system works!  My debts got sold so many times I was getting calls from companies that […]

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Overcoming Underearning

Thought for today: Underearning is a frustrating situation.  Unemployment is a dramatic form, and it is   exasperating.  Underemployment is ego-deflating.   Not earning enough to make ends meet feels demoralizing.  Some underearners even self-sabotage without realizing it. Underearners have two main fronts before them in their campaign to improve income.  First, their perspective usually needs to expand.  For example, they need to […]

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Help for Underearners

Thought for today: Underearning is often a symptom of compulsive debting.  Compulsive underearners find themselves never making ends meet and they can’t figure out why.  They suffer depression, deprivation, envy and low self-esteem. Underearners need a way to increase income, but one never seems to develop.  Even with the prospect of a new career, they […]

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“Envious Me”

Thought for today: At times we all feel envious.  Most people get beyond the feeling and move on with their lives.  There are some challenges for the compulsive debtor to do that. It’s especially hard for under earners to get beyond envy.  Whenever they meet someone with a happy life, more material possessions, compliant and bright kids, and so on, the temptation is to […]

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Inventories Help Us Improve

Thought for today: Performing an occasional inventory is important for any business.  Businesses take stock of items on hand.  Owners decide what is salable, what to mark down, and what to give away or discard. Inventories are systematic.  They are not haphazard.  They are thorough and fearless. A good inventory is more intellect than emotion. Business of all sizes perform […]

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A Formula For Living Through Any Circumstance

Thought for today: The first three steps lead us to trust.  Powerless over unsecured debt, we need to trust that DA can guide us to sane living. Steps 4-9 are like housecleaning, because with them we take a close look at our lives, keeping what makes sense, and discarding what doesn’t bring joy and fulfillment. We continue to clean house with Step 10, […]

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