A Minimalist’s Playbook: Keep Only What Brings You Joy!

Thought for today: This blog is about achieving abundance – time, money and love.  Minimalism is one way to get there. Want to find more time to enjoy things?  Want to find more money for more independence?  Find more love for a more joyful life?  Here is a great place to start: Remove joyless clutter from your home and workplace.  It clears […]

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Deciding to Change

Thought for today: A sponsor is someone who can walk you through the Twelve Steps.  With the help of our sponsor, we learn to trust others and share about ourselves and our debts, under earning, and overspending. Step Three leads us to let the Higher Power of our understanding guide our thoughts and actions.  If we are ready, we seek inspiration.  We […]

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Believe In the Possibility of Solvency

Thought for today: The lifestyle of escalating debt leads to a downward-spiral in a person’s self-esteem.  Panic becomes a way of life.  Creditors’ calls plagued us at every turn.  We couldn’t breath, it was so constricting.  It was insane to live this way.   But what was the alternative? A member shares: “I really didn’t have much choice […]

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“Meetings Helped Me Admit Powerlessness”

Thought for today: The Steps and the Tools work together in recovery from the disease of debting.  Let’s take a look at how intertwined the Tools and Steps actually are. A member shares:  “I can’t handle debt.  It’s like quicksand to me; once I’m in it’s almost impossible to get out. “Until I admitted that I […]

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Simplicity and Minimalism as Spiritual Tools

Thought for today: “Simplify, simplify!”  Thoreau said.  Living simply is liberating and profitable, if you release belongings on your terms, and you value what is left. A member shares: “I used to collect clutter.  Paper copies of every utility bill I had ever gotten filled several cartons.  Books I never even liked, and would never read, piled up in my closet. […]

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“How Do I Live Without Debting?”

Thought for today: Living with the insanity of overspending, under earning, and taking on unsecured debt became a habit for most of us before we found the program of recovery.  We couldn’t imagine any other way except to debt.  It made sense to us. The pattern of debting became ingrained in us to a point where […]

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10 Ways I Make My Own Luck

Thought for today: The word “luck” implies that all things happen by chance.  The truth is that we need to improve the odds of our goals happening. We can do this by working the Twelve Tools of DA, especially by developing an Action Plan (Tool Six) that includes career development, savings, credit negotiations. With good planning, over […]

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Making Choices That Define Us

Thought for today: Sometimes we need to choose a new vision for our future.  For many reasons ,we feel compelled to decide between a job change or staying put, going to school or working, retiring or continuing to work, to have a child or not. Making choices can be stressful, but we can cut that stress.  A lot of that […]

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My Best Thinking Got Me To DA

Thought for today: The main problem with compulsive debtors is our minds. Our fear makes us irrationally overspend, under earn, and sabotage our own efforts to get out of debt.  Then we get angry at ourselves over how much of a mess we’ve made things.  The only way out seems to be more debting and the oblivion it offers. It’s […]

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How to Help Family On Our Terms

Thought for today: Sometimes people nearest to us seem to cause money to leak out of our spending plan like water through a sieve.  Family members with special needs or problems present a compelling case to us, and it seems important to help.  And yet we have a nagging feeling that there is no end in sight.  What to do? […]

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