Taking Our Lives Back

Thought for today: Why do compulsive debtors put the needs of creditors first?   Fear, real or imagined. Sign #11 of compulsive debting (DA): “An unwillingness to care for and value yourself: Living in self-imposed deprivation; denying your basic needs in order to pay your creditors.” A member shares: “Somehow I had gotten the message that I was no good […]

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Overworked and Underpaid

Thought for today: Compulsive debting affects judgment.  It makes it seem reasonable to take on a lot of extra work to pay creditors.  Exhausted all the time, the debtor usually broods or wastes time, and it always feels like they were playing “catch up”. Sign #10 of compulsive debting (DA): “Overworking or underearning: Working extra hours to earn […]

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An End to Living in Shame About Money

Thought for today: Many of us, developed strange attitudes and concepts about money.  We began living a secret shame which was exhausting and isolating. Sign #9 (of compulsive debting) “Unwarranted inhibition and embarrassment in what should be a normal discussion of money.” A member shares: “I used to get so scared when I talked about money with my […]

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An End To Time-Clutter

Thought for today: Sometimes to recover from compulsive debting it helps to develop our Visions for the future. A Vision board helps us map out where we want to head in the future, to make our Action Plan a reality.  We cut pictures out of magazines, and make collages with the things we want to get, do […]

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Doing Numbers Stress-Free

Thought for today: To help recover from compulsive debting, we can meet in  Pressure Relief Meetings in which we review our spending and income, and develop a Spending Plan and an Action Plan. Sometimes the disease of compulsive debting can make tracking our numbers seem so overwhelming that we avoid doing it: Some of us have math anxiety and fear […]

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6 Signs of Time Debting, And Tools For Timefulness

Thought for today: Time-debting is when you don’t spend time in sync with our goals.  It’s as if our goals and our ideals are at odds.  We say we want one thing, but are moving toward the other instead. Some symptoms of time-debting: Procrastination.  Putting off doing simple tasks like opening the mail.  Spending more time […]

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6 Things To Say When A Creditor Calls

Thought for today: When a creditor calls us out of the blue demanding payment for a bill we didn’t expect, it can trigger  a lot of fear.  We who work the program of recovery find that a quick reaction to repay is not necessary, and is often harmful to our future abundance.   After all, the […]

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Being In The “Healing Circuit of Love”

Thought for today: As we get better with our money in the fellowship, we get two precious commodities: solvency and serenity.  Peace of mind starts to come when we are free from incurring unsecured debt. After a while, we get to a point that we can  give back,  helping the newcomer.  Doing this completes the “healing circuit of […]

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The Benefits of Acceptance

Thought for today: So much depends on acceptance.  We compulsive debtors need to accept we have a disease that has us in its control.  Only then can wisdom begin to enter our lives. A newfound understanding of ourselves will soon follow.  It becomes obvious that we need not incur unsecured debt, no matter what. Debting is a tough habit to […]

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“What Am I Afraid of?”

Thought for today: A member shares about fear: “Fear and worry had real power over me.  I would either obsess over past mistakes and injustices, or anticipate future losses. Everyone was out to get me.  But the past never changes, and what I was afraid of rarely actually happened. It became apparent that I was […]

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