Thought for today: Anger is the “dubious luxury” of normal people. Often anger can get out of proportion and lead us to overreact. Whenever we get angry we have the Twelve Steps to guide us to safety. We learn to process the root fear that torments us into lashing out. We learn to refrain from causing further damage […]
Continue reading →Thought for today: “Restless, irritable, and discontent” were normal feelings for many of us before DA. What we did was lash out and blame everyone around us, including those closest to us. We argued with our spouse about money. We blamed the kids for being kids. Our employer wasn’t paying enough. Luck had us down. […]
Continue reading →Thought for today: Before DA, many of us neglected ourselves. Depressed and isolated, we simply gave up the basic things “normal people” did automatically. A member shares: “I struggled to show up for work on time and put in an honest day’s work. I had so much emotional pain before even getting up in the morning. […]
Continue reading →Thought for today: The most important truth for us compulsive debtors to accept about ourselves is that we have a disease. Compulsive debting is as real as any other disease – progressive and debilitating. Left untreated it can lead to physical and mental deprivation, depression and death. Step One: We admitted we were powerless over […]
Continue reading →Thought for today: An unsecured loan is a loan requiring no collateral. It’s not like a loan for a house, car or other asset. Creditors charge a premium rate of interest because of the extra risk involved in unsecured loans. Because unsecured debt is so expensive, it causes extra pressure on borrowers to pay it […]
Continue reading →Thought for today: In business, there are times to detach from difficult personalities, and times to engage in dialogue. The art is to know when to do which, and how. Communication is always a key part of the art of dealing with life’s challenges. Whether we lead a small business, a family, a government, or […]
Continue reading →Thought for today: We come to DA knowing full well that our debts are out of hand. We admit we are powerless over debt in Step One. In Step Two, we come to believe that a “power greater than ourselves (the DA fellowship, our DA group, the “Collective Consciousness”, our Higher Power) can restore us […]
Continue reading →Thought for today: The stress of being a compulsive debtor is bound to take its toll. Living close to the edge leaves our nerves shot. After years of declining incomes, under earning and over spending, we can feel worn down. We didn’t get this bad overnight, and we won’t get better overnight. But change will […]
Continue reading →Thought for today: Martyrs make bad business people. As business owners with a lot of responsibilities, some of us became very irresponsible, neglecting basic needs for the sake of the business. That is why Business Debtors Anonymous has Tool Four… BDA Tool Four: We pay ourselves a salary including benefits, medical insurance, vacations, and sick […]
Continue reading →Thought for today: We come to DA hoping for a quick solution to our debt problem. It is often a last resort that we get here, after researching credit counseling, going to therapy, and awkward loans from family. At meetings, we may hear a prayer and we are encouraged to develop a relationship with a […]
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