April 24, The Difference Between “Surrender” and “Giving Up” Is All in the “Attitude”

Thought for today: We talk a lot about surrendering to the disease of debting, and the need to turn our life and will over to a Higher power.  But what does that mean exactly?  If we let go and turn our lives over to the care of a Higher Power, what’ll be left of us […]

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April 23, Solvency Begins With Hope Grounded In Reality

Thought for today: Our DA program starts with hope.  Without hope, we never would have taken the effort to get to a meeting and find out what it was all about. When we first hear about DA, we hope it has an answer to our debting problem.  Someone told us about DA – a therapist, […]

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April 22, Knowing The Financial Truth About Your Business (Business Debtors Anonymous Tool #3)

Thought for today: A business that doesn’t have accurate records is like a rudderless ship, tossed around by the wind and storms of market forces. A member shares: “Cash flow in my landscaping business was a very difficult problem.  I had a fleet of trucks and I used credit cards for gas and oil every day.  I […]

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April 21, “DA Unity” and the “Collective Conscience” Are In Charge of DA (Concept One)

Thought for today: Unity is a theme woven throughout DA.  Although DA has a large membership worldwide, we come together to in effect become one fellowship, unified in our primary purpose of helping the debtor still suffering.  We meet  to share and strengthen each other. Our First Tradition states that “Our common welfare comes first. […]

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April 20, Six Helpful Business Goals And Ideas For Success (Applying Business Debtors Anonymous Tool #2)

Thought for today: Businesses that begin the fiscal year with goals and targets in mind have a vision of the future that gives them focus and clarity.  As any opportunity presents itself they can easily decide on whether to pursue it, because if it doesn’t serve the end goal, they don’t do it. BDA Tool […]

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April 19, How to Stop Compulsive Shopping, Gain Inspired Awareness (And Heed Signpost #4 That You May Be a Compulsive Debtor)

Thought for today: Do I return a complement with the price tag quote? Do I regret buying something soon after you bring the merchandise home?  After the newness wears off, is there “buyer’s remorse”, lost receipts, and vagueness like a hangover? Compulsive shopping, especially when using credit cards to pay for it, happens quickly in […]

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April 18, Don’t Panic! (Yes, There Is a Way To Stay Calm In the Midst of Creditor Calls!)

Thought for today: A member shares: “Being in severe debt is bound to stress a person.  Creditors demanding repayment, in that deriding tone of voice they were trained to use.  They can be rude and obnoxious, and they seem to love it when we argue, so they can deride us further. “It’s up to us […]

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April 17, Escape From A Family’s Sick Culture Around Money (and Signpost #3 That You May Be a Compulsive Debtor)

Thought for today: One DA member vividly recalls how they stopped saving when their parents “borrowed” their piggy bank savings at age seven to put food on the table one day. The weeks went by and the money was never returned or even spoke about again. The family hid this and other shames for years, […]

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April 16, Why We Frequently Borrow, And How We Can Heal (Signpost #2 that you may be a compulsive debtor)

Thought for today: The compulsion to debt is a symptom of a deeper problem: the need to be beholden to the other.  Debtors accumulate guilt.  Unconsciously, we seek distraction from ourselves. We must squelch the illusion that “things equal love”, or that we are perpetually lacking some thing that would make us feel complete.  No longer […]

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April 15, How to Get Truly Free From the Obsession to Debt and Not Settle for a Quick Fix. (Or, “Oh, Was Today Tax Day?”)

Thought for today: Tax day is just another day, but before we came to DA, for many of us it was a major source of dread.  We had no idea how to track our expenses and income, and we relied on experts to deliver us from the hell that was filing out the forms. A […]

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