Thought for today: Have you ever felt clueless about where your money was going? Have you ever said these things to out loud or to yourself? “You’ve got to be kidding me! $35 for being one day late?” “You mean to tell me I get charged for every ;$&@@ mile over the lease allowance?” “You […]
Continue reading →Though for today: A member shares: “I am a writer and I use my computer for personal and business purposes. The other day I realized that my ‘My Documents’ folder was a mile long and I couldn’t find an important script I had written, so I knew I had to do something fast to find it. […]
Continue reading →Thought for today: Members of DA who own businesses often find help from attending Business Debtors Anonymous, a distinct part of DA where they apply tools specifically designed to help them run a business. BDA Tool #1: “We keep separate professional and personal financial records and bank accounts. Members heard at meetings: “I let my […]
Continue reading →Thought for today: The uninitiated may wonder: Is debting really a disease? To us in DA, we know our spending patterns were out of control. Unsecured loans got us into mental, physical and emotional trouble, not the least of which was the trouble we got with creditors. A member shares: “Credit card advertisers seemed to […]
Continue reading →Thought for today: A member shares: “Before DA, I used to be so terrified of tax time that I would not get all of my deductions. I got more physically ill with each passing calculation when doing my forms. It was exhausting. “For example, my kids are in college and I would always forget to pull […]
Continue reading →Thought for today: The Fifth Tool of DA is about creating a spending plan that puts our needs first. It doesn’t guarantee that our needs will always be met; it simply implies that our money will be allocated according to our needs as opposed to the needs of our creditors. This principle can apply to all of our plans, […]
Continue reading →Thought for today: The newcomer to the DA program is the most important person in the meeting place. Without newcomers, there is no where to practice the Twelfth Step, so essential to our recovery. Plus they remind us of a time when we were newcomers ourselves, and we realize how far we have come. This […]
Continue reading →Thought for today: A member shares: “My first time in DA, I was angry all the time. I would be on the phone with a creditor and start yelling and cursing at them. My family was terrified of me at those times. Then I’d feel raw, but that didn’t stop me. “I left DA after […]
Continue reading →Thought for today: Starting fresh is hard if you’ve spent years being mindless with money. Interest payments begin to feel like unbearable punishment. Retirement seems like a cruel fantasy perpetrated by Madison Avenue and Wall Street. But the past and the future do not exist. The past is a memory. History. The future could contain […]
Continue reading →Thought for today: Tax season is such a stressful time for many of us. It was especially so before we found DA. The whole universe seemed to cry out in complexity! There were so many things to decide when preparing our taxes – whether to take itemized deductions, interpreting tax codes, whether to hire an accountant. […]
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