February 23, Why Does Awareness Matter? (Tool Nine)

Thought for today: If we are honest, we will recognize that however seductive advertisements can be – showing us illusions of driving off in luxury with the perfect mate by our side, for example – they don’t portray us months later, with late fees, repossession, rejection, and despair.  Such consequences are the likely result for us of vagueness. Vigilance and clarity are the […]

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February 22, Why We Use DA and AA Literature (Tool Eight)

Thought for today: A member recalls: “My thinking was just out of line with reality when it came to money. I had so much to learn, and there were only so many meetings I could get to where I lived. Thanks to DA literature I was able to stay connected to the fellowship at any […]

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February 21, Using the Telephone And the Internet. (Tool Seven)

Thought for today: How trapped we felt before DA – isolated, alone with only our debts for company, overwhelmed, neglecting ourselves and our loved ones. Relief came when the people in DA showed us what sane living was. We began to connect in DA fellowship in many ways – in meetings, using the telephone, online […]

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February 20, How Action Plans Work (DA Tool Six)

Thought for today: Did you ever walk into a room and forget why you went there? DA Tool Six, Action Plan, can bring us to a point where we figure out our spending, earning, saving, and debt repayments, sure. Those were huge tasks. But then we may start to say to ourselves “Where was I […]

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February 19, Why Is a Spending Plan the Best Way to Bring Clarity, Balance, Humility and Realism to My Life?

Thought for today: Practicing Tool Five corresponds to compiling our Eighth Step list. Just as in Step Eight we don’t actually do any amends (that’s done in Step Nine), it isn’t until the next tool, (Tool Six, “Action Plan”), that we actually have to change anything in our living arrangements. In Tool Five we are […]

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February 18, How “Pressure Relief Groups and Pressure Relief Meetings” (DA Tool Four) Work to Help Keep Us from Losing It!

A member shares what life was like before he got a PRG (Pressure Relief Group) and began looking at how he dealt with his creditors: “When I first came into DA I had a lot of rage. Not anger. Rage.  I battled creditors daily. I was combative, even at meetings, at the slightest hint that […]

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February 17, How Sponsorship Works

Thought for today: “When I first came into DA I felt so overwhelmed and alone,” one member shared. “It was like living in a dark cave with no idea how to get out. “When I found a sponsor it was like they helped me find the passage way back to life. I really started to […]

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February 16, Is it Time to Learn Something New?

Thought for today: Ever get jealous of “high achievers” who created “something out of nothing”?  They seem so “lucky” – the entrepreneurs.  Ever wonder what makes some people get “lucky”? While it is true that circumstances (where you are born, your parents, etc.) can bring greater advantage, they are no guarantees of success.  Being successful in some endeavor […]

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February 15, Peace of Mind Comes Through Working The DA Program

Thought for today: One fringe benefit of working the DA program is peace of mind. Our behaviors are in check if we take a regular personal inventory; we know where our money is going if we have developed our spending plan; we know what our next steps should be from our action plan. In the […]

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No Regrets

Thought for today: One member of DA reflects on their journey of self-discovery: “The best thing that ever happened to me was getting myself back through the 12 steps. Dishonesty, greed and fear ran my life.I panicked and ran into debt to avoid them. “Starting my spiritual awakening has really given me the greatest gift: […]

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