How Step Two Opens the Door for Solvency

Thought for today: Sanity is a relative term.  A person can seem perfectly normal in most ways, and yet be totally insane in one key area.  Our relation to debt is like that. We need to admit that we are not like normal people when it comes to debt, spending and earning.  Our disease beats us […]

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What Does Powerlessness Have To Do With Getting Out of Debt?

Thought for today: Newcomers often arrive at DA looking for a way to escape the effects of unchecked debt, chronic under earning and/or years of overspending.  Many of us have felt isolated in our grief and desperation. Once the downward spiral of compulsive debt takes hold, we are defenseless against it. Left unchecked, our issues […]

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How Visions Begin to Reverse Under-earning and Transform Our Lives

Thought for today: One member won a lottery and was shortly in worse debt than ever.  How could this have happened? They had forgotten (or had never learned) the lessons humility teaches.  They stopped humbly tracking their money and working the Twelve Tools.  They stopped growing along spiritual lines through the Twelve Steps. Old timers […]

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“The Secret of Doing My Numbers Painlessly”

A member shares a tool they have found helpful: “DA does not endorse any particular number tracking method, so I struggled for a long time for a simple tool to do my numbers. I felt compelled to share my experience with a product that fits all our DA needs. Read on to discover what they […]

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Why Working Like It’s “You, Incorporated!” Makes Sense

A member shares about recovery from chronic under earning: “In my early recovery I read all I could about attitude adjustment. One author, famous as a motivational speaker for business people, had an audio book about work. “‘He would say’When you go to work, and want to progress in your career, think of yourself as […]

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Freedom From the Compulsion to Debt.

What reasonable person would spend hundreds of dollars on bounced checks, throw away hundreds or thousands away on unsecured interest payments? This debt thing had us licked alright. No one forced us to go into debt. We did it to ourselves, often mindlessly preoccupied with other things. That insane twist of mind that got us […]

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No Matter What Happens Today, I Don’t Have to Debt!

Who knows why we became so mysteriously compelled to be indebted to others!  The source of the compulsion to debt may remain a mystery forever, but that’s not important.  What is important what DA teaches us: that no matter what happens in our lives, there is never a need to choose unsecured debt. A member […]

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Bringing Balance to Relationships: “Detaching from Difficult Personalities”* and Still Letting People Know (Kindly) Where We Stand.

Clear communication is so important in effective relationship building.  Sometimes people need to know where we stand.  At other times, we need to let go of difficult personalities. Sometimes we need to detach emotionally with difficult situations.  Detaching from outcomes and lowering our expectations of others helps reduce our dependency on them.  On the other hand, […]

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Twelve ways that decluttering helps us “live within our means, without our means defining us”.

The third DA promise states that “we will live within our means, yet our means will not define us.” Newcomers find it hard to imagine a life without feelings of deprivation, insatiable binge overspending, or exhausting overwork. But DA experience proves it is not only possible, but likely! Working the program brings about a quality […]

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The 11th Step Prayer

“Lord, make me an instrument of thy peace, that where there is hatred I may sow love, that where there is wrong, the spirit of forgiveness, That way there is discord, harmony, that where there is error, truth, that where there is doubt, faith, that where there is despair, hope, that where there are shadows, light, that […]

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