Defects of Character

Thought for today: Having taken Step 5, we have shared a lot about ourselves with another member of the DA fellowship.  We have also learned a lot of truth about ourselves.  What next? Once again we turn to our Higher Power for help.  This time, we ask for relief from character defects standing in the way […]

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Debt Was Only A Symptom

Thought for today: In Step 4, having made a list of our resentments, fears and anything else that is bothering us, we come to Step 5, which recommends that we seek another program person, and our Higher Power, to share these truths with. The person we have picked to share this Step is often someone who has experienced all the […]

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How the Moral Inventory in Step 4 Is a Bridge to Prosperity

Performing in the City

Thought for today: When we have worked through the process of finding a Higher Power of our understanding, we have made great progress.  With the help of this Power, we will find the strength to look inside ourselves. We will look closely at what motivates us, and be willing to work through any denial.  We become […]

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Made a Decision

Thought for today: A lot of people try controlled debting.  They promise themselves that they will only debt using one card, such as a store card, and they will always pay the balance in full each month.  And then they debt again. Debting is a relentless compulsion.  If we start debting even a little, we will eventually debt like never […]

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Came To Believe

Thought for today: If nothing changes, nothing changes.  If we don’t find a way to let go of debting once and for all, we know it will return.  But how do we really change? A member shares: “I am a debt addict.  Not everything was my fault, but it’s true that I made a lot of bad choices with money. […]

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Powerless Over Debt

Thought for today: If nothing changes, nothing changes.  If we don’t find a way to let go of debting once and for all, we know it will return.  But how do we really change? A member shares: “I am a debt addict.  I have an allergy like the one they talk about int he Big Book Alcoholics Anonymous.  If I try […]

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Artist, Actor, Writer, Underearner, Debtor

Performing in the City

Thought for today: A lot of performers, writers and artists find themselves in debt, and come to DA for help.  One reason is that these creative artists aren’t usually taught money management when training.  Actors don’t usually get a course in finance, and artisans don’t often learn about investments. A member shares: “I studied opera performance in […]

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Detaching From Financially Enabling Others

Thought for today: It’s tempting at times to take on the responsibilities of others in our lives, but it can cause stress in our lives in the process. If we live with someone who doesn’t help at home it can become a financial burden. If they spend compulsively, it can counteract all our good efforts at living within a Spending Plan. […]

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From Unemployed and Misunderstood to Vital and Free

Thought for today: Those of us who have gone through extended periods of unemployment know the shame and feeling of isolation that can come with that.   Anyone could feel judged, discouraged, and afraid of the future, but those of us with the disease of debting can feel it doubly. A member shares: “Unemployed, I decided to go […]

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Freedom From Fear

Thought for today: We all have fears.  Some are rational and keep us safe, like looking before crossing the street.   Others hold us back from making progress, and are debilitating. For example, take a small fear that we may have learned – to fear technology.  We are afraid we will break something on the computer, or that we will become overwhelmed […]

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