Working Together

Thought for today: Fear kept many of us from getting help with money problems.  It was depressing to run out of money all the time, and be berated about it.  Victimized by debt consolidation scams, nasty creditors, and condemning family members, we grew to not trust anyone anymore – least of all ourselves! We thought we were the only […]

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When Is A Second Job Worth It?

Thought for today: There are times when we need to take on extra work to increase our income and make a workable Spending Plan.  After some time in recovery from compulsive debting, and after getting a prudent reserve, we can consider letting go of the extra work.  When the time is right,we can let go of the extra […]

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Sane Money Habits

Thought for today: Compulsive debtors have distorted thinking about money.  They can feel ashamed about this, which leads to isolation that keeps them from getting help. A member shares: “I used to beat myself up when I had anxiety about money (which was always).  I thought it was a sign that I was weak-willed.  That […]

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Creative Vacationing Ideas

Thought for today: This post is about getting away, but it’s not about particular destinations.  (There are plenty of articles about those things.)  It’s about deciding to get away, and not spending a fortune to get there. Vacations, for those of us addicted to overwork and/or underearning, can get overlooked or avoided.  But this can change. The spectrum of distorted thinking runs from “anorexic” (never […]

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Creative Vacationing Ideas

Thought for today: This post is about getting away, but it’s not about particular destinations.  (There are plenty of articles about those things.)  It’s about deciding to get away, and not spending a fortune to get there. Vacations, for those of us addicted to overwork and/or underearning, can get overlooked or avoided.  But this can change. The spectrum of distorted thinking runs from “anorexic” (never […]

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Why Is D.A. Anonymous?

Thought for today: Anonymity protects the fellowship.  We can feel safe knowing that what we say in a meeting stays at the meeting.  Debtors Anonymous‘ Tradition Twelve reinforces this idea by stating, “Anonymity is the spiritual foundation of all our traditions, ever reminding us to place principles before personalities.” A member shares: “My financial and spiritual recovery in […]

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How to Be Mindful About Money

Thought for today: We need to find a source of strength to help us get through money situations.  If we can find a Higher Power, we find new awareness and perspective about compulsive debting, overspending and underearning. A member shares: “Money is the reason I came to DA.  I couldn’t handle it without anxiety.  Even just holding […]

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What Is Unsecured Debt, and Why Is It a Problem?

Thought for today: As DA states, “Unsecured debt is any form of that not backed up by some form of collateral, like a house, car or other asset”.  Why is it problematic for compulsive debtors? A member shares: “Easy credit works like a drug for us.  Banks encourage us to use of credit, because they usually profit […]

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“I Changed My Attitude and Increased My Income”

Thought for today: Underearning can become a self-fulfilling prophecy where we believe it will never get better.  That attitude is hard to change and often leads to despair. A member shares: “My income stagnated for years, even though I had an advanced degree.  It felt like it was against the laws of society and nature for me to […]

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“‘No’ Is a Complete Sentence”

Thought for today: Sometimes it feels like we can’t resist spending money on something a family member needs.  The compulsion is overwhelming.  Circumstances feel like there is no alternative.  I dismiss all logic.  It’s at these times that we need to remember what the program teaches.  Like money in the bank, making meetings pays dividends […]

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