Thought for today: The disease of underearning and debting can involve co-dependency. Trapped and helpless, weeks can turn into months and then years with no improvement. A member shares: “My boyfriend takes all my money. He’s an addict. I can’t afford to leave, so I feel stuck. I keep wishing for someone to wake me up […]
Continue reading →Thought for today: It’s not enough to want to get better with money. The Twelve Step program of DA only works for people who do the program. They must admit that they are powerless over debt if they want to get better (Step One). They seek a personal relationship with the Higher Power of their understanding (Steps Two and Three). […]
Continue reading →Thought for today: To be solvent in DA means to no longer incur unsecured debt, one day at a time. As DA says, “Unsecured debt is any debt not backed up by some form of collateral, such as a house or other asset.” For many, doing away with credit cards is an emotional and transformational experience. A member […]
Continue reading →Thought for today: As we get better with our money in the fellowship, we get two precious commodities: solvency and serenity. Peace of mind starts to come when we are free from incurring unsecured debt. After a while, we get to a point that we can give back, helping the newcomer. Doing this completes the “healing circuit of […]
Continue reading →Thought for today: Compulsive debting is a disease which, left untreated, always gets worse, never better. A member shares: “Whenever I used credit cards it was a result of feeling trapped. Household bills piled up and it seemed like the best solution. “Credit card companies make the deals so enticing too! One card offered a […]
Continue reading →Thought for today: Tax season is such a stressful time for many of us. It was especially so before we found DA. The whole universe seemed to cry out in complexity! There were so many things to decide when preparing our taxes – whether to take itemized deductions, interpreting tax codes, whether to hire an accountant. […]
Continue reading →Thought for today: Some DA groups have a monthly Vision’s meeting. Some groups emphasize regular PRGs, still others the steps or service. Through trial and error, groups come up with what works for their members. The Traditions exist because groups need guidelines in order to avoid selfishness. Just as individuals need to guard against character […]
Continue reading →Thought for today: First off: there is no such thing as earning what you are worth – because you are priceless! Let’s move on… Ok, so there may still be some work to do with attitudes here. Letting go of resentments toward bosses or jobs, for instance. No problem! Let’s try thinking, instead, about improving […]
Continue reading →Thought for today: One of the signposts of being a compulsive debtor is the longing to have someone else take care of us “in case things get really bad”. In other words, we find ways to reinforce the idea that we “can’t handle it ourselves” – “it” being the business of life. At some point […]
Continue reading →Thought for today: Practicing Tool Five corresponds to compiling our Eighth Step list. Just as in Step Eight we don’t actually do any amends (that’s done in Step Nine), it isn’t until the next tool, (Tool Six, “Action Plan”), that we actually have to change anything in our living arrangements. In Tool Five we are […]
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