March 25, How Solvency Works in DA

Thought for today: Solvency in DA is different that what the financial world defines it as.  A passage about DA as found on Wikipedia helps clarify: “Abstinence in DA is abstaining from incurring any new unsecured debt, a strict definition that includes not paying bills when due, borrowing money from a family member or friend without collateral, credit card debt and […]

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How Step Two Opens the Door for Solvency

Thought for today: Sanity is a relative term.  A person can seem perfectly normal in most ways, and yet be totally insane in one key area.  Our relation to debt is like that. We need to admit that we are not like normal people when it comes to debt, spending and earning.  Our disease beats us […]

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How to Help Newcomers Find Solvency in D.A..

D.A. old timers see a lot of new people come to one meeting and never come back. Some of these newcomers appear to be window shopping for financial advice.  They feel unspeakable agony over their debts, and desperately seek a quick fix for the pain. Most old timers in the program will listen and reflect on this, and […]

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Spiritual Awakenings

Thought for today:  We have found the formula for spiritual awakening. It works beyond anything we have ever imagined for getting ourselves solvent, peaceful, happy lives.   When we work at this simple process, we are sure to find what we seek. The formula is the Twelve Steps.  With them, we step out of the false life […]

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12 Ideas That Ensure Our Future

Thought for today: Money, prestige, and power dominate our world.  So how does an “Anonymous” organization exist?  Anonymity seems like “ego-deflation” in depth! Actually, the there is a lot we can learn a lot from anonymity when we consider it… A personal share:  “When my debting got out of hand, I was grateful DA was there.  […]

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4 Ways “Acceptance” Helps You Solve Problems

Thought for today: Here is a quote from one of the many stories in the AA Big Book: “Acceptance is the answer to all my problems”.   Does that sound unbelievable? Think about it: When we accept a creditor’s need for regular on-time payments, we wind up communicating more effectively with them.  We feel better […]

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4 Proven Ways To Stay Solvent

Thought for today: Prosperity doesn’t come from credit cards.  It comes when we increase our earning power, and by the decisions we make that matter most.  We need to make decisions that change our attitude about money, credit, and living within our means… A personal share: “I started to feel abundant way before I experienced […]

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Cutting Up My Credit Cards Helped Save My Life

Thought for today: Once the downward spiral of compulsive debt takes hold and is left unchecked, our issues with money will only get worse, never better.  But what do we do? People will naturally resist admitting that we are different from others – the same people we see in stores who seem to be able to use credit […]

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How To Nurture Our Financial Visions

Thought for today: We hear stories of people getting a windfall, or winning the lottery,  yet within a short time finding themselves in worse debt and isolation than ever. How could this happen? Achieving our visions – whether to be debt free, own a home, buy a car, or whatever else we personally aspire to do […]

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“No Matter What, I Don’t Have to Debt!”

Thought for today: Who knows why we became so mysteriously compelled to be indebted to others?  The source of our compulsion to debt may remain a mystery forever – but that’s not important.  What is important what DA teaches us: that no matter what happens in our lives, there is never a need to choose unsecured debt. A member shares: “The first […]

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