Thought for today: What does DA mean when we talk about “insanity”? In DA terms, it is insane to think that we can use credit cards like normal people. The fellowship of DA can help us live without credit cards. We can use cash, track our numbers, and review our spending habits with others in the […]
Continue reading →Thought for today: The natural state of a compulsive debtor is that of binge-charging on credit cards and store credit. So if we have a slip, what do we do? Sometimes we mess up financially. Sometimes life seems unfair to us. Sometimes people are abusive. A job is lost. A loved one is lost. Property is […]
Continue reading →Thought for today: We are not a secret society. Through the Traditions of AA, we have found that people are better off not publicly proclaiming their affiliation with DA. Not for our sake, but for DA’s sake, do we want to not align with a person’s opinions outside of DA, which will inevitably come to […]
Continue reading →Thought for today: After a recent meeting a newcomer asked “I’ve made my six meetings in two weeks, and I’ve decided DA is for me. Now what?” A member shares: At this point, an old-timer in the group spoke up, saying “It sounds like you’re ready to take certain steps in your recovery. Remember how […]
Continue reading →Thought for today: In DA we focus on the total person, leaving aside the “quick fixes”. Refinancing a loan, or renegotiate the terms or rates of a loan, needs to make sense in the context of our Spending Plan that puts our needs first. When we negotiate refinancing rates and terms that benefit us it’s called “debt […]
Continue reading →Thought for today: Moving through the Twelve Steps, we find that self-centeredness often run and ruin lives. But we can escape the cycles of selfishness. Humility is a gift that comes from the awareness of our selfish motives, and it can guide us. A member shares: “I was humiliated by my debt. Family ridiculed me. I dared not […]
Continue reading →Thought for today: “Simplify, simplify!” Thoreau said. Living simply is liberating and profitable, if you release belongings on your terms, and you value what is left. A member shares: “I used to collect clutter. Paper copies of every utility bill I had ever gotten filled several cartons. Books I never even liked, and would never read, piled up in my closet. […]
Continue reading →Thought for today: The world of money is full of salespeople, who, for a fee, promote their investment plans. DA chooses not to compete. DA has no opinion on outside issues. The fellowship’s only concern is helping the compulsive debtor stop debting. The set of Tools and Steps are freely given to help anyone who needs them […]
Continue reading →Thought for today: Underearning is one of Debtors anonymous’ Twelve Signs of Compulsive Debting. It doesn’t matter which came first – the under earning or the compulsive debting – the point is that the feed off of each other in a downward spiral of debt. The way out begins is through awareness, acceptance, and action: The Three A’s. […]
Continue reading →Thought for today: Time-debting is when you don’t spend time in sync with our goals. It’s as if our goals and our ideals are at odds. We say we want one thing, but are moving toward the other instead. Some symptoms of time-debting: Procrastination. Putting off doing simple tasks like opening the mail. Spending more time […]
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