February 19, Why Is a Spending Plan the Best Way to Bring Clarity, Balance, Humility and Realism to My Life?

Thought for today: Practicing Tool Five corresponds to compiling our Eighth Step list. Just as in Step Eight we don’t actually do any amends (that’s done in Step Nine), it isn’t until the next tool, (Tool Six, “Action Plan”), that we actually have to change anything in our living arrangements. In Tool Five we are […]

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February 18, How “Pressure Relief Groups and Pressure Relief Meetings” (DA Tool Four) Work to Help Keep Us from Losing It!

A member shares what life was like before he got a PRG (Pressure Relief Group) and began looking at how he dealt with his creditors: “When I first came into DA I had a lot of rage. Not anger. Rage.  I battled creditors daily. I was combative, even at meetings, at the slightest hint that […]

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February 17, How Sponsorship Works

Thought for today: “When I first came into DA I felt so overwhelmed and alone,” one member shared. “It was like living in a dark cave with no idea how to get out. “When I found a sponsor it was like they helped me find the passage way back to life. I really started to […]

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February 16, Is it Time to Learn Something New?

Thought for today: Ever get jealous of “high achievers” who created “something out of nothing”?  They seem so “lucky” – the entrepreneurs.  Ever wonder what makes some people get “lucky”? While it is true that circumstances (where you are born, your parents, etc.) can bring greater advantage, they are no guarantees of success.  Being successful in some endeavor […]

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February 15, Peace of Mind Comes Through Working The DA Program

Thought for today: One fringe benefit of working the DA program is peace of mind. Our behaviors are in check if we take a regular personal inventory; we know where our money is going if we have developed our spending plan; we know what our next steps should be from our action plan. In the […]

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No Regrets

Thought for today: One member of DA reflects on their journey of self-discovery: “The best thing that ever happened to me was getting myself back through the 12 steps. Dishonesty, greed and fear ran my life.I panicked and ran into debt to avoid them. “Starting my spiritual awakening has really given me the greatest gift: […]

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February 13, How Can Daily Record Maintenance Ever Be Manageable?

Thought for today: How vague we were about our money before DA! How overwhelming, the thought of tax time! People around us always seemed to be able to handle money. What was wrong with us? What did they know that we didn’t? We tried hard to balance our checkbook, only to give up in a […]

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February 12, Meeting Makers Make It!

Thought for today: The first tool of DA is Meetings. At meetings we pool our hopes and dreams and common suffering and together become strong again. The collective love we feel lets us face challenges we couldn’t otherwise, if left to our own devices. How lucky we are to have found DA!  Where else could […]

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Why Embracing Our Visions Is So Important

Thought for today: When we explore our vision for the future, cutting out images from magazines of things we’d like to have, or writing our affirmations, we are honoring our Higher Power’s inspiration. Freeing our imaginations, we let our Higher Power work through us. We look at these images and affirmations from time to time […]

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The State of the Blog

Hello, As the editor of Plenty of Time, Money and Love, I want to take this opportunity to thank you for your interest in this website.  My name is Dave, and I prefer to remain anonymous. No, I’m not asking for money.  I just think it’s about time to address this audience personally, to report […]

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