4 Ways to Eliminate Time-Clutter In Business and Personal Life to Achieve Your Vision

Thought for today: Sometimes to recover from compulsive debting it helps to develop our Visions for the future. A Vision board helps us map out where we want to head in the future, to make our Action Plan a reality.  We cut pictures out of magazines, and make collages with the things we want to get, do […]

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9 Ways to Unleash Our Spiritual Timing

Thought for today: Time can be our friend.  It takes time to grow plants, people, relationships. Time can also be our enemy if we suffer from time clutter addiction.  The adrenaline rush of “busyaholism,” overdoing, perfectionism, over-achieving, and information overload. Clutterers Anonymous (CLA) has a pamphlet about Spiritual Timing to help. A personal share: “I discovered the CLA […]

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4 Proven Ways To Stay Solvent

Thought for today: Prosperity doesn’t come from credit cards.  It comes when we increase our earning power, and by the decisions we make that matter most.  We need to make decisions that change our attitude about money, credit, and living within our means… A personal share: “I started to feel abundant way before I experienced […]

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Living Life with No Regrets

Thought for today: Living a life full of gratitude, working the Tools and Steps to stay solvent, we can find a way of life that was once unimaginable.  We intuitively understand where we need to move in life.  The way of happiness which once alluded us is spelled out clearly, and we follow it. A […]

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Finding Courage To Deal With Creditors

Thought for today: “Feelings aren’t facts,” a wise person said once.  If we feel panic or dread at the thought of opening the mail or answering the telephone, we can remember that the panic is real only to the degree that we take part in the game that the disease of compulsive debting has set up […]

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A Solid Way to Abundance

Thought for today: Abundance comes when we take stock of our lives, make tough changes, and plot a new course.  But it takes time to clear the wreckage of our past spending habits. To start the process of getting better, we first need to turn the corner in our own attitudes, by letting go of the […]

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How to Use Mint.Com to Track Spending and Earning

Thought for today: Many of us struggle to find a simple tool to help us track our spending and earning.  Some wind up in a kind of paralysis trying to track numbers, getting caught up in piles of ‘late entry’ stacks of overwhelming receipts. For many people, Mint* is a less emotionally charged yet highly efficient way to manage their numbers. What […]

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How to Detach from Difficult Personalities

Thought for today: We need to detach emotionally from the “trolls” of business and of  life.  We stop engaging emotionally with chronic or mischievous complainers.  We lower our expectations for cooperation from them, which reduces conflicting emotions.  This allows us to focus instead on our customers and friends. BDA Tool #10: “We detach from difficult personalities and poor paying […]

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“No Matter What, I Don’t Have to Debt!”

Thought for today: Who knows why we became so mysteriously compelled to be indebted to others?  The source of our compulsion to debt may remain a mystery forever – but that’s not important.  What is important what DA teaches us: that no matter what happens in our lives, there is never a need to choose unsecured debt. A member shares: “The first […]

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12 Benefits of Decluttering To Help Us “Live Within Our Means” Without Our Means Defining Us

Thought for today: Newcomers to our program find it hard to imagine a life without feelings of deprivation, insatiable binge overspending, or exhausting overwork. But our experience proves it is not only possible, but likely that we will live a life with abundance if we follow simple Steps and Tools. Working the program brings us a life beyond our often-limited […]

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