“Stuff Happens – So Don’t Count On No Stuff Happening!”

Thought for today: Debtors in their denial are irrationally optimistic.  They are above worrying about money – that is for mere mortals.  We need a Spending Plan that includes a Savings Plan. DA Tool 5, Spending Plan: The spending plan puts our needs first and gives us clarity and balance in our spending. It includes […]

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How to Get Rich

Thought for today: Getting rich the program way is not about luck, or leveraging debt.  It is about setting up circumstances where wealth is more likely, where your needs are taken care of first. We all know that riches aren’t measured purely in money.  That’s fantasy.  And circumstances like illness or caring for others can […]

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