No Regrets

Thought for today:

One member of DA reflects on their journey of self-discovery:

“The best thing that ever happened to me was getting myself back through the 12 steps. Dishonesty, greed and fear ran my life.I panicked and ran into debt to avoid them.

“Starting my spiritual awakening has really given me the greatest gift: to be able to look at myself in the mirror and like what I see. Self honesty was the key to my self-respect, and I will always be grateful for the fellowship that loved me enough to be honest with me.

“Today I have self-love, and I realize that I can give to other members a great gift: sharing my journey of self-discovery and awareness.

“I know I am a compulsive debtor, and I have no qualms about sharing my story if it helps another.”

Have I passed from the regret phase of my recovery, into the gratitude phase?

Meditation for today:

There is more love today in our sphere of life than we can possibly imagine. So don’t let fear go unchallenged. When it reminds you of mistakes, broken promises, regrets and longings, tell fear that love will find a way. It always does. The love in us is stronger than any other force in the universe.  By reflecting on love each day we heal from the old despair, and find the light of a gratitude.

Affirmation for today:

“I am at peace with my past, because my past helped teach me, and teaches others when I use it for the greater good.  Love centers my heart and changes my fears into courage.”

Recommended reading…

About Money:

Ever feel like everyone else in the world must have been given “The Rule Book” except you when it came to your work-life and increasing your income? The following books by Jerrold Mundis help under-earners overcome blocks to true fulfillment in career and life:

Earn What You Deserve: How to Stop Underearning & Start Thriving by Jerrold Mundis.

Making Peace with Money by Jerrold Mundis.

How to Have More Money by Jerrold Mundis.

About a new Twelve Step fellowship specifically for Underearners, called FinancialUA:

Financial Underearners Anonymous is a new fellowship we heard just started in Baltimore, MD USA. We learned about them during a workshop at the ShareADay event in NYC earlier this month. We wish them great fellowship!

About Mint:

Mint is a free application written by Intuit (the makers of Quicken). You can register using this link: You can also download the app on the Apple app store, or using the Amazon app store here: Personal Finance.

How to Use (this is a Kindle book)

About de-cluttering:

Spark Joy: An Illustrated Master Class on the Art of Organizing and Tidying Up (a guide to finding joy in our surroundings)

Help from

See our Fourth Step Template which helps us to take a fearless moral inventory.

Some members, with the help of their Pressure Relief Group, take a moratorium from debt payments in order to get their spending under control. See this Debt Moratorium sample letter to creditors for one example.

If you are new to this blog, check out our overview of the program of recovery from compulsive debting. If you like this post, please click one of the like/share buttons on the site. If you would like to receive daily “Thoughts for today”, enter your email and a username in the subscription form at the top of this page. Some links on this page bring you to other sites. Clicking a book title or image brings you to information about purchasing it. If you buy something it will help support this blog with a small commission – which does not add to your cost! does not give specific financial advice and makes no guarantees about the books or concepts it recommends.

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